20 Elm St, Uniontown, PA 15401 Property Records

Fayette County property record for 20 Elm St, Uniontown, PA 15401

Property Summary

Property Type	Bungalow
Details	2 bd · 1 ba · 896 sqft · built 1945
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2022)
Tax Bill	$1,530 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-23-0049`

Property Details

APN / Parcel Number

Primary APN	`34-23-0049`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 ELM ST
City	UNIONTOWN
State	PA
Zip	15401-5459
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Legal Description	LOT 192 R1
Legal Subdivision	MOUNTAIN VIEW PLAN OF LOTS
Legal Lot Number	192
Jurisdiction	FAYETTE PA
Township / Civil Division	SOUTH UNION
Census Block Group	1
Census Block	1023
Census Tract	262100

Owner

20 Elm St, a bungalow, is owned and occupied by an individual who bought it in February 2022.

Source: Fayette County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 ELM ST, UNIONTOWN, PA 15401-5459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Feb 15, 2022	Special Warranty Deed, Construction Loan · Construction Mortgage ATHAS CAPITAL GROUP INC
May 18, 2021	Deed, Transfer · Conventional Mortgage SAIL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	May 18, 2021 · Amount on File
Deed Document Number	20221527
Deed Book / Page	3503 / 511
Prior Transfer Date	Mar 31, 2011
Prior Transfer Doc	2011000043/3151
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	20 ELM ST, UNIONTOWN, PA 15401-5459
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ELM ST, UNIONTOWN, PA 15401-5459

Mortgage

Document Number	03469/1111
Date	Apr 12, 2021
Book Page	3469/1111
Instrument	202100003798

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	MORGANTOWN, WV 26505

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 9, 2046

February 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	FAYETTE PA
Recording Date	Feb 15, 2022
Property Address	20 ELM ST, UNIONTOWN, PA 15401-5459
Document Number	003503/511
Book / Page	3503 / 511
Map Reference	MB 4 PG 174
Instrument Date	Jan 21, 2022
Instrument	202200001527
Transaction Type	Construction Loan
Record Updated	May 13, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 W ELM ST, FAIRCHANCE, PA 15436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ELM ST, UNIONTOWN, PA 15401-5459

Mortgage

Document Number	202200001528
Date	Feb 15, 2022
Instrument	202200001528

Lender

Name	ATHAS CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE PA
Recording Date	May 18, 2021
Property Address	20 ELM ST, UNIONTOWN, PA 15401-5459
Document Number	003473/719
Book / Page	3473 / 719
Map Reference	MB 4 PG 174
Instrument Date	May 13, 2021
Instrument	202100005291
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	PENN BRIDGE LAND AND ABSTRACT COMPANY, PENN BRIDGE LAND ABSTRACT CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ELM ST, UNIONTOWN, PA 15401-5459

Mortgage

Document Number	202100005292
Date	May 18, 2021
Instrument	202100005292

Lender

Name	SAIL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 20 Elm St was $1,530, up 1% from the year before.

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
County Subdivision	South Union Township
Unified School District	Laurel Highlands School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,530.00 (+1%)	$25,300 (-) Land $5,065 Building $20,235
2025	$765.00 (+9.13%)	$25,300 (-) Land $5,065 Building $20,235
2024	$701.00	$25,300 (-) Land $5,065 Building $20,235
2023		$25,300 Land $5,065 Building $20,235
2022	$1,349.00
2003			$50,600 Land $10,130 Building $40,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–2019)
Most Recent Claim	Nov 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA-AMERICAN WATER- UNIONTOWN private · serves 23,125 people · EPA ID PA5260020
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Konvergence Technologies Fixed Wireless · not low latency	300 / 300
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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