Middlesex County and Dracut Town property record for 20 Elm St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,322 sqft · built 1992 |
| Lot Size | 0.165 acres (7,204 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,527 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:33 B:173 L:1 |
| Primary APN | DRAC M:33 B:173 L:1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| Gross Area | 2,002 sqft |
| 1st Floor Area | 1,322 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,204 sqft (0.165 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 ELM ST |
|---|---|
| City | DRACUT |
| State | MA |
| Zip | 01826-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 173 |
| Legal Lot Number | 1 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 314102 |
20 Elm St is owner-occupied and held in a trust.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 20 ELM ST, DRACUT, MA 01826-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20 Elm St was $4,527, up 1.1% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,527.00 (+1.09%) | $468,100 (+5.79%) Land $191,000 Building $277,100 | $481,270 (-) |
| 2025 | $4,478.00 (+0.09%) | $442,500 (+3.36%) Land $175,300 Building $267,200 | $481,270 (+7.38%) |
| 2024 | $4,474.00 (+4.41%) | $428,100 (+15.7%) Land $166,900 Building $261,200 | $448,210 |
| 2023 | $4,285.00 | $370,000 Land $145,100 Building $224,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures