20 Elm St, Auburn, ME 04210 Property Records

Androscoggin County and Auburn City property record for 20 Elm St, Auburn, ME 04210

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,498 sqft · built 1879
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,928 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AUBN M:230 L:125`

Property Details

APN / Parcel Number

Primary APN	`AUBN M:230 L:125`
Alternative APNs	`230125000` `5246`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,498 sqft Living Area
Gross Area	7,570 sqft
Basement Area	2,043 sqft
Unfinished Basement	2,022 sqft

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5246
Street Address	20 ELM ST
City	AUBURN
State	ME
Zip	04210-5708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARCAL PAPER MILLS
Legal Lot Number	125
Jurisdiction	AUBURN ME
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1013
Census Tract	10100

Owner

Source: Androscoggin County and Auburn City records · APN AUBN M:230 L:125

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 ELM ST, AUBURN, ME 04210-5708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUBURN ME
Property Address	20 ELM ST, AUBURN, ME 04210-5708
Document Number	0099550168
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 ELM ST MECHANIC FALLS ME 04256, MECHANIC FALLS, ME 04256

Mortgage

Document Number	0099550168
Date	Oct 19, 2018
Book Page	009955/000168
Instrument	18627

Lender

Name	MACHIAS SVGS BK
Type	Federal Savings Bank
Address	4 CENTER ST, MACHIAS, ME 04654-1110

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Androscoggin County and Auburn City records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
Municipality	Auburn City
Unified School District	Auburn (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,928.00 (+2.83%)	$346,500 (-) Land $59,300 Building $287,200
2024	$7,710.00 (+9.78%)	$346,500 (+12.24%) Land $59,300 Building $287,200
2023	$7,023.00	$308,700 (-) Land $52,700 Building $256,000
2022	$7,023.00	$308,700 Land $52,700 Building $256,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 23, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Main Street Historic District listed 1989 · 12 contributing resources · NRIS 89000255

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GoNetspeed.

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AUBURN WATER DISTRICT serves 17,245 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.