20 Elm Rdg, Mattoon, IL 61938 Property Records

Coles County property record for 20 Elm Rdg, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,353 sqft · built 1939
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$140,000 (Jul 2022)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2021 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0-02337-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-02337-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,353 sqft Base Area
1st Floor Area	1,353 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	20 ELM RDG
City	MATTOON
State	IL
Zip	61938-5489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM RIDGE ADDITION LOT 20
Legal Subdivision	ELM RIDGE ADDITION
Legal Lot Number	20
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2026
Census Tract	1000

Owner

20 Elm Rdg is owned by a company that bought it in July 2022.

Source: Coles County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	18 ELM RDG, MATTOON, IL 61938-5489
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK
Apr 7, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage THE FIRST NATIONAL BANK OF HEBBRONV
May 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	Apr 7, 2021 · Amount on File
Deed Document Number	2022802514
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 29, 2022
Property Address	20 ELM RDG, MATTOON, IL 61938-5489
Document Number	202200802514
Instrument Date	Jul 27, 2022
Instrument	202200802514
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ELM RDG, MATTOON, IL 61938-5489

Mortgage

Document Number	202200802515
Date	Jul 29, 2022
Instrument	202200802515

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

Interest

Rate	3%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Apr 7, 2021
Property Address	20 ELM RDG, MATTOON, IL 61938-5489
Document Number	202100793878
Instrument Date	Apr 7, 2021
Instrument	202100793878
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 ELM RDG, MATTOON, IL 61938-5489

Mortgage

Document Number	202100793879
Date	Apr 7, 2021
Instrument	202100793879

Lender

Name	THE FIRST NATIONAL BANK OF HEBBRONV
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 7, 2036

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	May 4, 2020
Property Address	20 ELM RDG, MATTOON, IL 61938-5489
Document Number	202000787426
Instrument Date	Apr 24, 2020
Instrument	202000787426
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 E STATE ST, ITHACA, NY 14850-6133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 SUGAR CREEK LN, MATTOON, IL 61938-8465

Tax Assessment & Valuation

The 2025 property tax bill for 20 Elm Rdg was $4,062.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,062.00	$50,602 Land $7,949 Building $42,653	$151,806 Land $23,847 Building $127,959
2023		$41,367 (+1.68%) Land $6,498 Building $34,869	$124,101 (+1.68%) Land $19,494 Building $104,607
2022		$40,684 Land $6,391 Building $34,293	$122,052 Land $19,173 Building $102,879
2020	$2,939.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Elm Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Elm Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on Elm Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures