Camden County and Clementon Borough property record for 20 Elm Ave, Clementon, NJ 08021
| Property Type | Single Family Home |
|---|---|
| Details | 921 sqft · built 1926 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Sep 2026) |
| Tax Bill | $5,383 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00134-0000-00006 |
| Primary APN | 11-00134-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 921 sqft Living Area |
| 1st Floor Area | 921 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Street Address | 20 ELM AVE |
|---|---|
| City | CLEMENTON |
| State | NJ |
| Zip | 08021-3822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INCL LOTS 4 & 5 BLK 134 LOTS 6 & 7 |
| Legal Subdivision | LAKEWOOD |
| Legal Block | 134 |
| Legal Lot Number | 6 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | CLEMENTON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 608600 |
20 Elm Ave is owned and occupied by an individual who bought it in September 2026.
Source: Camden County and Clementon Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 ELM AVE, CLEMENTON, NJ 08021-3822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed, Transfer · FHA Mortgage FIRST CITIZENS COMMUNITY BANK |
| Dec 8, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | Dec 8, 2025 · Amount on File |
| Deed Document Number | 202661024 |
| Deed Book / Page | 13190 / 1667 |
| Prior Transfer Date | Jul 13, 2011 |
| Prior Transfer Doc | 0000047935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Sep 18, 2026 |
| Property Address | 20 ELM AVE, CLEMENTON, NJ 08021-3822 |
| Document Number | 0000061024 |
| Book / Page | 13190 / 1667 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202661024 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,765.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 ELM AVE, CLEMENTON, NJ 08021-3822 |
| Document Number | 0000061025, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 202661025 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000061026, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 13190/1692 |
| Instrument | 202661026 |
| Name | NJ HOUSING AND MORTGAGE FINANCIAL AGENCY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 27, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Dec 8, 2025 |
| Property Address | 20 ELM AVE, CLEMENTON, NJ 08021-3822 |
| Document Number | 0000075263 |
| Book / Page | 12973 / 956 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025075263 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | TITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGENCY CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 ELM AVE, CLEMENTON, NJ 08021-3822 |
| Name | Verified Name |
|---|---|
| Address | 20 ELM AVE, CLEMENTON, NJ 08021-3822 |
| Investor | Possibly a Property Investor |
| Document Number | 0012973963 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 12973/963 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 20 Elm Ave was $5,383, up 5.9% from the year before.
Source: Camden County and Clementon Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Clementon Borough |
| Unified School District | Clementon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,700 (-) Land $38,200 Building $74,500 | $112,700 (-) Land $38,200 Building $74,500 | |
| 2025 | $5,383.00 (+5.86%) | $112,700 Land $38,200 Building $74,500 | $112,700 Land $38,200 Building $74,500 |
| 2024 | $5,085.00 | ||
| 2023 | $112,700 Land $38,200 Building $74,500 | $112,700 Land $38,200 Building $74,500 | |
| 2022 | $4,911.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Elm Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Elm Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEMENTON WATER DEPARTMENT serves 5,000 people · EPA ID NJ0411001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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