20 Ellsmore Ter, Braintree, MA 02184 Property Records

Norfolk County and Braintree Town City property record for 20 Ellsmore Ter, Braintree, MA 02184

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,807 sqft · built 1912
Lot Size	0.354 acres (15,433 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Nov 2021)
Tax Bill	$12,139 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BRAI M:2047 B:0 L:1`

Property Details

APN / Parcel Number

Primary APN	`BRAI M:2047 B:0 L:1`
Alternative APN	`002047 B:000000 L:000001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,807 sqft Living Area
Gross Area	5,769 sqft
Basement Area	1,602 sqft
Unfinished Basement	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,433 sqft (0.354 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	20 ELLSMORE TER
City	BRAINTREE
State	MA
Zip	02184-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Lot Number	1
Jurisdiction	BRAINTREE MA
Township / Civil Division	BRAINTREE TOWN
Census Block Group	4
Census Block	4005
Census Tract	419100

Owner

20 Ellsmore Ter is owned and occupied by two individuals who bought it in November 2021.

Source: Norfolk County and Braintree Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 ELLSMORE TER, BRAINTREE, MA 02184-5528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed of Trust, Mortgage · Line of Credit EAST CAMBRIDGE SAVINGS BANK
Nov 18, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Jul 31, 1998 · Amount on File
Deed Document Number	2021146332
Deed Book / Page	40080 / 232
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAINTREE MA
Property Address	20 ELLSMORE TER, BRAINTREE, MA 02184-5528
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042594-29
Date	Aug 18, 2025
Book Page	42594/29
Instrument	57115

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2050

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRAINTREE MA
Recording Date	Nov 18, 2021
Property Address	20 ELLSMORE TER, BRAINTREE, MA 02184-5528
Document Number	040080-232
Book / Page	40080 / 232
Instrument Date	Nov 18, 2021
Instrument	146332
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 ELLSMORE TER, BRAINTREE, MA 02184-5528

Mortgage

Document Number	0000146333
Date	Nov 18, 2021
Instrument	146333

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Ellsmore Ter was $12,139, up 6.3% from the year before.

Source: Norfolk County and Braintree Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Braintree Town City
Unified School District	Braintree School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,139.00 (+6.29%)	$1,206,700 (+5.44%) Land $444,600 Building $751,200	$1,078,345 (-)
2025	$11,421.00 (+10.82%)	$1,144,400 (+5.27%) Land $402,300 Building $742,100	$1,078,345 (+2.19%)
2024	$10,306.00 (+3.99%)	$1,087,100 (+7.05%) Land $370,500 Building $716,600	$1,055,260
2023	$9,911.00	$1,015,500 Land $338,800 Building $676,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Ellsmore Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Ellsmore Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAINTREE WATER AND SEWER DEPT. serves 39,143 people · EPA ID MA4040000
Water Source	Surface water
Last State Inspection	May 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy.

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