Essex County and Montclair Township property record for 20 Elizabeth Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,664 sqft · built 1947 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $656,100 (Dec 2019) |
| Tax Bill | $17,802 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03802-0000-00009 |
| Primary APN | 13-03802-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,664 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Lot Area | 8,451 sqft (0.194 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130380200009 |
|---|---|
| Street Address | 20 ELIZABETH RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 65X130 |
| Legal Block | 3802 |
| Legal Lot Number | 9 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 16200 |
20 Elizabeth Rd is owned and occupied by two individuals who bought it in December 2019.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ELIZABETH RD, MONTCLAIR, NJ 07043-2622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Dec 31, 2019 | Grant Deed, Transfer · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on File |
| Deed Sale | Dec 31, 2019 · Amount on File |
| Prior Sale | Jan 22, 2010 · Amount on File |
| Deed Document Number | 2019202019122738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 20 ELIZABETH RD, MONTCLAIR, NJ 07043-2622 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000108713 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020108713 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 20 ELIZABETH RD, MONTCLAIR, NJ 07043-2622 |
| Document Number | 0000122765 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 ELIZABETH RD MONTCLAIR NJ 070432622, MONTCLAIR, NJ 07043-2622 |
| Document Number | 0000122765 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 122765 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 31, 2019 |
| Property Address | 20 ELIZABETH RD, MONTCLAIR, NJ 07043-2622 |
| Document Number | 0000122738 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 122738 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2020 |
| Title Company | PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 ELIZABETH RD MONTCLAIR NJ 070432622, MONTCLAIR, NJ 07043-2622 |
| Document Number | 122765 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 122765 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
The 2025 property tax bill for 20 Elizabeth Rd was $17,802, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,300 (-) Land $302,300 Building $204,000 | $506,300 (-) Land $302,300 Building $204,000 | |
| 2025 | $17,802.00 (+3.33%) | $506,300 Land $302,300 Building $204,000 | $506,300 Land $302,300 Building $204,000 |
| 2024 | $17,229.00 | ||
| 2023 | $506,300 Land $302,300 Building $204,000 | $506,300 Land $302,300 Building $204,000 | |
| 2022 | $16,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Elizabeth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (1999–2026) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2026 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Elizabeth Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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