20 Eliot Rd, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 20 Eliot Rd, Arlington, MA 02474

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,648 sqft · built 1939
Lot Size0.128 acres (5,580 sqft)
Owner2 Individual Names on Record
Last Sale$860,000 (Jan 2021)
Tax Bill$10,952 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Oct 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN12701

Property Details

APN / Parcel Number

Primary APN12701
Alternative APN
  • ARLI M:018.0 B:0004 L:0002

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,648 sqft Living Area
Gross Area2,680 sqft
Basement Area792 sqft
Unfinished Basement158 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1962
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,580 sqft (0.128 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number12701
Street Address20 ELIOT RD
CityARLINGTON
StateMA
Zip02474-8251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block4
Legal Lot Number2
JurisdictionARLINGTON MA
Township / Civil DivisionARLINGTON
Census Block Group2
Census Block2017
Census Tract356703

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 ELIOT RD, ARLINGTON, MA 02474-8251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Line of Credit
LEADER BANK NA
Oct 1, 2021Deed of Trust, Mortgage · Line of Credit
LEADER BANK NA
Oct 1, 2021Deed of Trust, Mortgage · Line of Credit
LEADER BANK NA
Jan 20, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA
Jul 30, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2021 · Amount on Record
Deed SaleJan 20, 2021 · Amount on Record
Prior SaleJul 30, 2018 · Amount on Record
Deed Document Number20211867617
Prior Transfer DateJan 10, 2021
Prior Transfer Doc1867617
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Recording DateMay 27, 2026
Property Address20 ELIOT RD, ARLINGTON, MA 02474-8251
Document Number0002000413
Instrument DateMay 21, 2026
Instrument20262000413
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ELIOT RD, ARLINGTON, MA 02474-8251

Mortgage

Document Number0002000413,
DateMay 27, 2026
Instrument20262000413
Lender
NameLEADER BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address20 ELIOT RD, ARLINGTON, MA 02474-8251
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001895362
DateOct 1, 2021
Instrument1895362
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address20 ELIOT RD, ARLINGTON, MA 02474-8251
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1895362
DateOct 1, 2021
Instrument1895362
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionARLINGTON MA
Recording DateJan 20, 2021
Property Address20 ELIOT RD, ARLINGTON, MA 02474-8251
Document Number1867617
Instrument DateJan 10, 2021
Instrument1867617
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 ELIOT RD, ARLINGTON, MA 02474-8251

Mortgage

Document Number1867618
DateJan 20, 2021
Instrument1867618
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionARLINGTON MA
Recording DateJul 30, 2018
Property Address20 ELIOT RD, ARLINGTON, MA 02474-8251
Document Number0000093530
Instrument DateJul 26, 2018
Instrument93530
Transaction TypeTransfer
Record UpdatedAug 21, 2018

Transaction

AmountAmount Recorded
Tax$5,472.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 ELIOT RD ARLINGTON MA 024748251, ARLINGTON, MA 02474-8251

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionArlington Town
Unified School DistrictArlington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,952.00 (+1.88%)$1,026,400 (+2.84%) Land $669,600 Building $356,800$1,052,002 (-3.49%)
2025$10,750.00 (+9.06%)$998,100 (+7.23%) Land $646,100 Building $352,000$1,090,030
2024$9,857.00 (+12.69%)$930,800 (+19.29%) Land $616,800 Building $314,000
2023$8,747.00$780,300 Land $511,000 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARLINGTON WATER DEPT. (MWRA)
serves 46,308 people · EPA ID MA3010000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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