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20 Elgin St, Hamden, CT 06517 Property Records

Hamden Town property record for 20 Elgin St, Hamden, CT 06517

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,739 sqft · built 1930
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Jun 2024)
Tax Bill$16,470 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Jun 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNHAMD M:2428 B:006 L:00-0000

Property Details

APN / Parcel Number

Primary APNHAMD M:2428 B:006 L:00-0000
Alternative APN
  • M:2428 B:006 L:00=0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,739 sqft Living Area
Gross Area3,364 sqft
1st Floor Area897 sqft
AtticAttic
Attic Area729 sqft
Basement Area897 sqft
Unfinished Basement813 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address20 ELGIN ST
CityHAMDEN
StateCT
Zip06517-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Block6
Legal Lot Number0000
JurisdictionHAMDEN CT
Township / Civil DivisionHAMDEN
Census Block Group1
Census Block1009
Census Tract165300

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 ELGIN ST, HAMDEN, CT 06517-1310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 18, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2024 · Amount on Record
Deed SaleJun 18, 2024 · Amount on Record
Deed Document Number20243068
Deed Book / Page5184 / 178
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMDEN CT
Property Address20 ELGIN ST, HAMDEN, CT 06517-1310
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005354-73
DateMar 31, 2026
Book Page5354/73
Instrument1535
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueApr 1, 2046

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMDEN CT
Recording DateJun 18, 2024
Property Address20 ELGIN ST, HAMDEN, CT 06517-1310
Document Number005184-178
Book / Page5184 / 178
Instrument DateJun 17, 2024
Instrument3068
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000003069
DateJun 18, 2024
Instrument3069
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionHamden Town
Unified School DistrictHamden School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,470.00 (+3.45%)$306,880 (-) Land $123,480 Building $183,400$457,125 (+112.8%)
2025$306,880 (+58.9%) Land $123,480 Building $183,400$214,816 Land $86,436 Building $128,380
2024$15,921.00 (+48.24%)$193,130 (-2.37%) Land $71,190 Building $121,940
2023$10,740.00$197,820 Land $71,190 Building $126,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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