Santa Clara County property record for 20 el Toro Ave, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 854 sqft · built 1935 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $850,000 (Jul 2021) |
| Tax Bill | $10,288 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 764-13-043 |
| Primary APN | 764-13-043 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 854 sqft Living Area |
| 1st Floor Area | 854 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,250 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | None |
|---|
| Street Address | 20 EL TORO AVE |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT G |
| Legal Subdivision | BAILEYS ADD |
| Legal Lot Number | G |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 512314 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 187 AVENIDA ESPANA, SAN JOSE, CA 95139-1452 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Jun 3, 2016 · Amount on Record |
| Deed Document Number | 202125026894 |
| Prior Transfer Date | Feb 7, 2007 |
| Prior Transfer Doc | 0019304538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jul 13, 2021 |
| Property Address | 20 EL TORO AVE, MORGAN HILL, CA 95037-4308 |
| Document Number | 0025026894 |
| Map Reference | MB R PG 25 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 25026894 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 AVENIDA ESPANA, SAN JOSE, CA 95139-1452 |
| Document Number | 0025026895 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 25026895 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 20 EL TORO AVE, MORGAN HILL, CA 95037-4308 |
| Document Number | 0023812108 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 EL TORO AVE MORGAN HILL CA 950374308, MORGAN HILL, CA 95037-4308 |
| Document Number | 0023812108 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 23812108 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 26, 2032 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $810,000 (-10.2%) Land $695,600 Building $114,400 | |
| 2025 | $10,288.00 (+3.25%) Homeowner's exemption | $902,025 (+4.04%) Land $774,681 Building $127,344 |
| 2023 | $9,964.00 (+1.71%) Homeowner's exemption | $867,000 Land $744,600 Building $122,400 |
| 2022 | $9,796.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 9 (2002–2019) |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks.
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