20 el Caney Rd, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 20 el Caney Rd, Worcester, MA 01603

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,488 sqft · built 2005
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$420,100 (Jul 2021)
Tax Bill$5,373 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-037-008-4

Property Details

APN / Parcel Number

Primary APN28-037-008-4
Alternative APNs
  • WORC M:28 B:037 L:008-4
  • M:28 B:037 L:008=4

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,488 sqft Living Area
Gross Area2,332 sqft
1st Floor Area744 sqft
Basement Area519 sqft
Unfinished Basement519 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number28-037-008-4
Street Address20 EL CANEY RD
CityWORCESTER
StateMA
Zip01603-1005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal Block37
Legal Lot Number8-4
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2016
Census Tract733102

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 EL CANEY RD, WORCESTER, MA 01603-1005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RESIDENTIAL MORTGAGE SERVICES
Feb 10, 2017Quit Claim Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2021 · Amount on Record
Deed SaleJul 2, 2021 · Amount on Record
Prior SaleFeb 10, 2017 · Amount on Record
Deed Book / Page65548 / 13
Record UpdatedOct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJul 2, 2021
Property Address20 EL CANEY RD, WORCESTER, MA 01603-1005
Document Number0065548-13
Book / Page65548 / 13
Instrument DateJul 2, 2021
Instrument93542
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 EL CANEY RD, WORCESTER, MA 01603-1005

Mortgage

Document Number0000093543
DateJul 2, 2021
Instrument93543
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateFeb 10, 2017
Property Address20 EL CANEY RD, WORCESTER, MA 01603-1005
Document Number56731-373
Book / Page056731 / 000373
Instrument DateJan 23, 2017
Instrument15391
Transaction TypeTransfer
Record UpdatedFeb 28, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,046.52
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 EL CANEY RD WORCESTER MA 016031005, WORCESTER, MA 01603-1005

Mortgage

Document Number56731-378
DateFeb 10, 2017
Book Page056731/000378
Instrument15392
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 9, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,373.00 (+2.17%)$404,600 (+1.48%) Land $104,100 Building $300,500$462,531 (-6.26%)
2025$5,259.00 (+6.33%)$398,700 (+15.6%) Land $98,000 Building $300,700$493,430 (+8.66%)
2024$454,100
2023$4,946.00$344,900 Land $85,200 Building $259,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies59 units insured
incl. 53 condo units
Nearby Flood Claims7 (1978–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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