20 Eggemoggin Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 20 Eggemoggin Rd, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,584 sqft · built 1995
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$1,820 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNHARP M:051 L:187

Property Details

APN / Parcel Number

Primary APNHARP M:051 L:187
Alternative APN
  • 3821

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,584 sqft Living Area
Gross Area3,504 sqft
1st Floor Area1,200 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3821
Street Address20 EGGEMOGGIN RD
CityHARPSWELL
StateME
Zip04079-4258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINT
Legal SubdivisionOAK LEDGE PLAN
Legal Lot Number187
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group3
Census Block3000
Census Tract17102

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 EGGEMOGGIN RD, HARPSWELL, ME 04079-4258
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Property Address20 EGGEMOGGIN RD, HARPSWELL, ME 04079-4258
Document Number0374340269
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedDec 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 EGGEMOGGIN RD HARPSWELL ME 040794258, HARPSWELL, ME 04079-4258

Mortgage

Document Number0374340269
DateNov 16, 2020
Book Page037434/000269
Instrument73823
Lender
NameCUSO HM LNDG
AddressHAMPDEN, ME 04444
Agreement
AmountAmount Recorded
Term180 Months
DueNov 15, 2035

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,820.00 (+4.72%)$273,200 (-) Land $85,800 Building $187,400
2024$1,738.00 (+4.26%)$273,200 (-) Land $85,800 Building $187,400
2023$1,667.00 (+3.41%)$273,200 (-) Land $85,800 Building $187,400
2022$1,612.00$273,200 Land $85,800 Building $187,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eggemoggin Rd

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