Lake County property record for 20 Edwards Dr, Silver Bay, MN 55614
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 864 sqft · built 1954 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Dec 2023) |
| Tax Bill | $1,032 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Mar 2023 Sale |
| APN | 22-7460-11210 |
| Primary APN | 22-7460-11210 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 1 Story |
| Building Area | 864 sqft Gross Area |
| 1st Floor Area | 864 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 125 ft deep x 72 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 60 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20 EDWARDS DR |
|---|---|
| City | SILVER BAY |
| State | MN |
| Zip | 55614-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 BLOCK 11 |
| Legal Block | 11 |
| Legal Lot Number | 21 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | SILVER BAY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 370300 |
20 Edwards Dr is owned and occupied by an individual who bought it in December 2023.
Source: Lake County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 EDWARDS DR, SILVER BAY, MN 55614-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FEDERAL CREDIT UNION |
| Mar 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on File |
| Deed Sale | Dec 12, 2023 · Amount on File |
| Deed Document Number | 20231609964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Dec 19, 2023 |
| Property Address | 20 EDWARDS DR, SILVER BAY, MN 55614-1226 |
| Document Number | 00T072/175 |
| Book / Page | T072 / 175 |
| Instrument Date | Dec 15, 2023 |
| Instrument | T000050180 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 EDWARDS DR, SILVER BAY, MN 55614-1226 |
| Document Number | T000050181 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | T000050181 |
| Name | NORTH SHORE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Mar 14, 2023 |
| Property Address | 20 EDWARDS DR, SILVER BAY, MN 55614-1226 |
| Document Number | 00T071/212 |
| Book / Page | T071 / 212 |
| Instrument Date | Mar 6, 2023 |
| Instrument | T000049546 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 EDWARDS DR, SILVER BAY, MN 55614-1226 |
The 2026 property tax bill for 20 Edwards Dr was $1,032 with a homeowner's exemption, up 8.4% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Silver Bay City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,032.00 (+8.4%) Homeowner's exemption | $134,700 Land $18,800 Building $115,900 | $134,700 Land $18,800 Building $115,900 |
| 2025 | $952.00 | ||
| 2023 | $138,100 Land $18,800 Building $119,300 | $138,100 Land $18,800 Building $119,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 20 Edwards Dr.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Edwards Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Silver Bay serves 1,826 people · EPA ID MN1380003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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