20 Edward St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 20 Edward St, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 3,073 sqft · built 1890
Lot Size	0.12 acres (5,236 sqft)
Owner	Company Name on Record
Last Sale	$158,000 (Feb 2020)
Tax Bill	$7,509 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-025-00015`

Property Details

APN / Parcel Number

Primary APN	`1-025-00015`
Alternative APN	`WORC M:01 B:025 L:00015`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,073 sqft Living Area
Gross Area	5,671 sqft
1st Floor Area	1,493 sqft
Attic	Attic
Attic Area	1,077 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,236 sqft (0.12 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	1-025-00015
Street Address	20 EDWARD ST
City	WORCESTER
State	MA
Zip	01605-2979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	25
Legal Lot Number	15
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3006
Census Tract	731802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	66 W FLAGLER ST, 900, MIAMI, FL 33130-1807
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · ARM HOMETOWN EQUITY MTG
Jan 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DREAM HUGS LLC
May 10, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 18, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2020	Quit Claim Deed, Transfer · Construction Mortgage RCN CAP
Dec 6, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	202021257
Deed Book / Page	61967 / 125
Last Transfer Date	Jul 31, 2025
Transfer Doc	072398-128
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	20 EDWARD ST, WORCESTER, MA 01605-2979
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065864-317
Date	Aug 18, 2021
Book Page	65864/317
Instrument	116025

Lender

Name	HOMETOWN EQUITY MTG

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Sep 1, 2028
Index	Other

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	20 EDWARD ST, WORCESTER, MA 01605-2979
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068704-386
Date	Jan 10, 2023
Book Page	68704/386
Instrument	2487

Lender

Name	DREAM HUGS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 10, 2023
Property Address	20 EDWARD ST, WORCESTER, MA 01605-2979
Document Number	069113-357
Book / Page	69113 / 357
Instrument Date	May 9, 2023
Instrument	35700
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 WOODLAND RD, SOUTHBOROUGH, MA 01772-2033

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 18, 2021
Property Address	20 EDWARD ST, WORCESTER, MA 01605-2979
Document Number	65864-302
Book / Page	65864 / 302
Instrument Date	Aug 17, 2021
Instrument	116020
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	246 PARKERVILLE RD, SOUTHBOROUGH, MA 01772-1921

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 28, 2020
Property Address	20 EDWARD ST, WORCESTER, MA 01605-2979
Document Number	61967-125
Book / Page	061967 / 000125
Instrument Date	Feb 24, 2020
Instrument	21257
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$720.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	246 PARKERVILLE RD SOUTHBOROUGH MA 017721921, SOUTHBOROUGH, MA 01772-1921

Mortgage

Document Number	61967-129
Date	Feb 28, 2020
Book Page	061967/000129
Instrument	21258

Lender

Name	RCN CAP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 27, 2021

December 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Dec 6, 2018
Property Address	20 EDWARD ST, WORCESTER, MA 01605-2979
Document Number	59784-28
Book / Page	059784 / 000028
Instrument Date	Sep 28, 2018
Instrument	129219
Transaction Type	Foreclosure
Record Updated	Dec 26, 2018

Transaction

Amount	Amount Recorded
Tax	$1,021.44
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,509.00 (+3.09%)	$565,400 (+2.39%) Land $88,400 Building $477,000	$558,644 (-21.78%)
2025	$7,284.00 (+8.26%)	$552,200 (+17.69%) Land $83,200 Building $469,000	$714,210
2023	$6,728.00	$469,200 Land $72,300 Building $396,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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