20 Edgewood Ter, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 20 Edgewood Ter, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,766 sqft · built 1936
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$548,000 (Jul 2013)
Tax Bill	$14,056 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-00312-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`12-00312-0000-00044`
Alternative APNs	`120031200044` `07041`

Interior

Stories	2 Stories
Building Area	1,766 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	20 EDGEWOOD TER
City	MILLBURN
State	NJ
Zip	07041-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X125
Legal Subdivision	GLENFIELDS
Legal Block	312
Legal Lot Number	44
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	2
Census Block	2005
Census Tract	20200

Owner

20 Edgewood Ter is owned and occupied by two individuals who bought it in July 2013.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 EDGEWOOD TER, MILLBURN, NJ 07041-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANDIGO CU
May 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2013 · Amount on File
Deed Sale	Jul 18, 2013 · Amount on File
Prior Sale	Jun 28, 2013 · Amount on File
Deed Book / Page	12446 / 3852
Prior Transfer Date	Mar 9, 2010
Prior Transfer Doc	0010048498
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 EDGEWOOD TER, MILLBURN, NJ 07041-1802
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	ENTRUST TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021065356
Date	May 24, 2021
Instrument	2021065356

Lender

Name	ANDIGO CU
Type	Credit Union
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 EDGEWOOD TER, MILLBURN, NJ 07041-1802
Document Number	0000048789
Instrument Date	May 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 EDGEWOOD TER MILLBURN NJ 070411802, MILLBURN, NJ 07041-1802

Mortgage

Document Number	0000048789
Date	Jun 6, 2017
Instrument	48789

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Edgewood Ter was $14,056, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,200 (-) Land $421,100 Building $275,100	$696,200 (-) Land $421,100 Building $275,100
2025	$14,056.00 (+1.87%)	$696,200 Land $421,100 Building $275,100	$696,200 Land $421,100 Building $275,100
2024	$13,798.00
2023		$696,200 Land $421,100 Building $275,100	$696,200 Land $421,100 Building $275,100
2022	$13,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Edgewood Ter in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	54 (1979–2023)
Claims Outside the SFHA	48 of 54
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Edgewood Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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