Washington County property record for 20 Eckstine Ct, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,589 sqft Total Area |
| Lot Size | 6,435 sqft (0.148 acres) |
| Garage | Attached, 228 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $237,000 (2020) |
| Tax Bill | $2,583.00 (2025) |
| Primary APN | 07-035896 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,589 sqft Total Area |
| Basement Area | 800 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse Style |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,435 sqft (0.148 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 228 sqft Garage |
| Deck Area | 168 sqft Deck |
| Porch Area | 25 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 035896 |
|---|---|
| Street Address | 20 ECKSTINE CT |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-2106 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 23 0.147 ACRE 20 ECKSTINE CT MOUNTAIN SHADOWS |
| Legal Subdivision | SUBDIVISION OF MOUNTAIN SHADOWS |
| Legal Lot Number | 23 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-035896
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ECKSTINE CT, SMITHSBURG, MD 21783-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 08, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 29, 2020 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Oct 05, 2018 | Grant Deed, Transfer ANTIETAM TITLE ESCROW INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on Record |
| Deed Sale | Oct 29, 2020 · Amount on Record |
| Prior Sale | Oct 05, 2018 · Amount on Record |
| Deed Book / Page | 6407 / 442 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 15, 2026 |
| Property Address | 20 ECKSTINE CT, SMITHSBURG, MD 21783-2106 |
| Document Number | 7970000044 |
| Book / Page | 7970 / 44 |
| Instrument Date | Jul 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | ATLAS TITLE, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 20 ECKSTINE CT, SMITHSBURG, MD 21783-2106 |
| Document Number | 7970000044, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 7970/44 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20 ECKSTINE CT, SMITHSBURG, MD 21783-2106 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 ECKSTINE CT, SMITHSBURG, MD 21783-2106 |
| Document Number | 0078390067 |
|---|---|
| Date | Jan 08, 2026 |
| Book Page | 7839/67 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 02, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 29, 2020 |
| Property Address | 20 ECKSTINE CT, SMITHSBURG, MD 21783-2106 |
| Document Number | 0064070442 |
| Book / Page | 6407 / 442 |
| Map Reference | FO 5755 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 ECKSTINE CT, SMITHSBURG, MD 21783-2106 |
| Document Number | 0006407449 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 6407/449 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 05, 2018 |
| Property Address | 20 ECKSTINE CT, SMITHSBURG, MD 21783-2106 |
| Document Number | 0058480185 |
| Book / Page | 005848 / 000185 |
| Instrument Date | Oct 01, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | ANTIETAM TITLE ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $242.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 20 ECKSTINE CT SMITHSBURG MD 217832106, SMITHSBURG, MD 21783-2106 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,000 (+15.34%) | $370,500 (-) Land $50,000 Building $320,500 | |
| 2025 | $2,583.00 (+19.03%) | $283,500 (+19.52%) | $370,500 (+54.38%) Land $50,000 Building $320,500 |
| 2023 | $2,170.00 | $237,200 | $240,000 Land $50,000 Building $190,000 |
20 Eckstine Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,556 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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