20 Echocroft, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 20 Echocroft, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,568 sqft · built 1991
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Feb 2017)
Tax Bill	$4,351 (2025)
Deeds & Mortgages	May 2021 Refinance Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:058 B:031 L:036-000`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:058 B:031 L:036-000`
Alternative APNs	`031036000000` `1804`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Metal
Lot Area	348,480 sqft (8 acres)

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1804
Street Address	20 ECHOCROFT
City	GRAY
State	ME
Zip	04039-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	31
Legal Lot Number	36-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4008
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 ECHOCROFT, GRAY, ME 04039-5437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INFINITY FEDERAL CREDIT UNION
Feb 14, 2017	Personal Representative Deed, Transfer GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2017 · Amount on Record
Deed Sale	Feb 14, 2017 · Amount on Record
Deed Document Number	20177051
Deed Book / Page	33822 / 138
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	20 ECHOCROFT, GRAY, ME 04039-5437
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382320066
Date	May 25, 2021
Book Page	38232/66
Instrument	36955

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

February 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	GRAY ME
Recording Date	Feb 14, 2017
Property Address	20 ECHOCROFT, GRAY, ME 04039-5437
Document Number	0338220138
Book / Page	33822 / 0138
Instrument	000000007051
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007052
Date	Feb 14, 2017
Instrument	000000007052

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 14, 2042

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,351.00 (+6.51%)	$449,500 (+67.04%) Land $157,000 Building $292,500
2023	$4,085.00 (+8.82%)	$269,100 (-) Land $73,500 Building $195,600
2022	$3,754.00	$269,100 Land $73,500 Building $195,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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