20 Echo Ridge Rd, Athens, NY 12015 Property Records

Greene County and Athens Town property record for 20 Echo Ridge Rd, Athens, NY 12015

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,992 sqft · built 1992
Lot Size2.29 acres (99,752 sqft)
Owner2 Individual Names on File
Tax Bill$8,238 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Feb 2022 Refinance
Flood ZoneZone X (minimal risk)
APN192289 138.00-3-6.2

Property Details

APN / Parcel Number

Primary APN192289 138.00-3-6.2
Alternative APN
  • 228913800000030062000000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,992 sqft Living Area
1st Floor Area2,319 sqft
2nd Floor Area252 sqft
Upper Floors Area421 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area99,752 sqft (2.29 acres)
Garage TypeAttached
Garage Area632 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area890 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address20 ECHO RIDGE RD
CityATHENS
StateNY
Zip12015-4619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block3
Legal Lot Number6.200
JurisdictionGREENE NY
Township / Civil DivisionATHENS
Census Block Group2
Census Block2043
Census Tract80900

Owner

20 Echo Ridge Rd is owned and occupied by two individuals.

Source: Greene County and Athens Town records, as of April 21, 2026

Owner of Record2 Individual Names on File
Mailing Address20 ECHO RIDGE RD, ATHENS, NY 12015-4619
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · Line of Credit
MID HUDSON VALLEY FCU
Feb 3, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE NY
Property Address20 ECHO RIDGE RD, ATHENS, NY 12015-4619
Transaction TypeMortgage
Record UpdatedJun 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M20222360
DateJun 2, 2022
InstrumentM2022-2360
Lender
NameMID HUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE NY
Property Address20 ECHO RIDGE RD, ATHENS, NY 12015-4619
Transaction TypeMortgage
Record UpdatedMar 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M2022411
DateFeb 3, 2022
InstrumentM2022-411
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueMar 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 20 Echo Ridge Rd was $8,238 with a homeowner's exemption.

Source: Greene County and Athens Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGreene County
County SubdivisionAthens Town
Unified School DistrictCatskill Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,238.00$480,000 Land $26,800 Building $453,200$558,140 Land $31,163 Building $526,977
2023$480,000 (+51.09%) Land $26,800 Building $453,200$480,000 (+22.38%) Land $26,800 Building $453,200
2022$4,781.00 Homeowner's exemption$317,700 Land $26,800 Building $290,900$392,222 Land $33,086 Building $359,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Echo Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Echo Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Fiber · Cable
5,000 / 5,000
State Telephone Company
Fiber
500 / 250
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Ridge Rd

Nearby Streets

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