20 Eastern Ave, Bel Air, MD 21014 Property Records

Harford County property record for 20 Eastern Ave, Bel Air, MD 21014

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,446 sqft · built 1942
Lot Size0.193 acres (8,395 sqft)
OwnerIndividual Name on Record
Last Sale$299,900 (Nov 2018)
Tax Bill$3,232 (2026)
Deeds & MortgagesMar 2021 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-005542

Property Details

APN / Parcel Number

Primary APN03-005542
Alternative APNs
  • 3005542
  • 005542

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,446 sqft Total Area
Basement Area696 sqft
Finished Basement696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area8,395 sqft (0.193 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area49 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number005542
Street Address20 EASTERN AVE
CityBEL AIR
StateMD
Zip21014-3903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 8395 SF 20 EASTERN AVENUE BRADFORD HGTS BEL AIR
Legal SubdivisionBRAFORD HEIGHTS SUBDIVISION
Legal Lot Number20
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group1
Census Block1026
Census Tract303900

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 EASTERN AVE, BEL AIR, MD 21014-3903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · FHA Mortgage
FIRST HOME MORTGAGE CORP
Jun 19, 2020Deed of Trust, Mortgage · FHA Mortgage
FIRST HOME MORTGAGE CORP
Nov 19, 2018Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2018 · Amount on Record
Deed SaleNov 19, 2018 · Amount on Record
Prior SaleJun 30, 2014 · Amount on Record
Deed Book / Page13061 / 74
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address20 EASTERN AVE, BEL AIR, MD 21014-3903
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145660429
DateMar 10, 2021
Book Page14566/429
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term362 Months
DueMay 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address20 EASTERN AVE, BEL AIR, MD 21014-3903
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139290051
DateJun 19, 2020
Book Page13929/51
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateNov 19, 2018
Property Address20 EASTERN AVE, BEL AIR, MD 21014-3903
Document Number0130610074
Book / Page13061 / 0074
Map ReferenceMB SWC3 FO27
Instrument DateNov 15, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyRESOURCE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,198.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6918 TOLLING BELLS CT, 6918, COLUMBIA, MD 21044-4246

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 EASTERN AVE, BEL AIR, MD 21014-3903

Mortgage

Document Number0001306179
DateNov 19, 2018
Instrument13061/79
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
MunicipalityBel Air Town
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,232.00 (+16.81%) Homeowner's exemption$339,033 (+15.86%)$362,900 (+10.94%) Land $80,600 Building $282,300
2025$2,767.00 (+10.55%) Homeowner's exemption
2023$292,633$327,100 Land $80,600 Building $246,500
2022$2,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARYLAND AMERICAN WATER COMPANY
private · serves 13,200 people · EPA ID MD0120003
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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