Saratoga County and Milton Town property record for 20 Eastern Ave, Ballston Spa, NY 12020
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,410 sqft · built 1860 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jul 2024) |
| Tax Bill | $6,652 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2024 Sale & Mortgage |
| APN | 414201 216.25-1-74 |
| Primary APN | 414201 216.25-1-74 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,410 sqft Total Area |
| 1st Floor Area | 1,205 sqft |
| 2nd Floor Area | 1,205 sqft |
| Upper Floors Area | 78 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 1,505 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 497 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1 A00169 |
|---|---|
| Street Address | 20 EASTERN AVE |
| City | BALLSTON SPA |
| State | NY |
| Zip | 12020-1606 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-1 |
| Legal Block | 1 |
| Legal Lot Number | 74.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MILTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 61800 |
Source: Saratoga County and Milton Town records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51 ARROW WOOD PL, BALLSTON SPA, NY 12020-4700 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TCT FEDERAL CREDIT UNION |
| Jul 3, 2024 | Deed, Transfer · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2024 · Amount on Record |
| Deed Sale | Jul 3, 2024 · Amount on Record |
| Deed Document Number | 202415913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jul 27, 2026 |
| Property Address | 20 EASTERN AVE, BALLSTON SPA, NY 12020-1606 |
| Document Number | 0000020920 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202620920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20 EASTERN AVE, BALLSTON SPA, NY 12020-1606 |
| Document Number | 0000020920, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202620920 |
| Name | TCT FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jul 3, 2024 |
| Property Address | 20 EASTERN AVE, BALLSTON SPA, NY 12020-1606 |
| Document Number | 0000015913 |
| Instrument Date | Jun 27, 2024 |
| Instrument | 2024015913 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 ARROW WOOD PL, BALLSTON SPA, NY 12020-4700 |
| Document Number | 0000015914 |
|---|---|
| Date | Jul 3, 2024 |
| Instrument | 2024015914 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Number | 0000015915 |
|---|---|
| Date | Jul 3, 2024 |
| Instrument | 2024015915 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Saratoga County and Milton Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Ballston Spa Village |
| County | Saratoga County |
| County Subdivision | Milton Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,652.00 | $265,000 (-) Land $62,500 Building $202,500 | $438,017 (+15.54%) Land $103,306 Building $334,711 |
| 2023 | $265,000 Land $62,500 Building $202,500 | $379,113 Land $89,413 Building $289,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2007–2014) |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALLSTON SPA VILLAGE serves 6,541 people · EPA ID NY4500162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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