20 Early Light, Irvine, CA 92620 Property Records

Orange County property record for 20 Early Light, Irvine, CA 92620 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,039 sqft · built 2005
Lot Size	0.153 acres (6,665 sqft)
Owner	Company Name on File
Last Sale	$1,350,000 (Mar 2019)
Tax Bill	$21,225 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-101-07`

Property Details

APN / Parcel Number

Primary APN	`551-101-07`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,039 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,665 sqft (0.153 acres)
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20 EARLY LGT
City	IRVINE
State	CA
Zip	92620-3393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16309 BLK LOT 142
Legal Tract	16309
Legal Lot Number	142
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4004
Census Tract	52417

Owner

Source: Orange County records · APN 551-101-07

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 EARLY LGT, IRVINE, CA 92620-3393
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 07, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 06, 2019	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2019 · Amount on Record
Deed Sale	Mar 06, 2019 · Amount on Record
Prior Sale	Jan 18, 2007 · Amount on Record
Deed Document Number	201970155
Last Transfer Date	Aug 03, 2020
Transfer Doc	0000388921
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 EARLY LGT, IRVINE, CA 92620-3393
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089581
Date	Feb 28, 2020
Instrument	2020000089581

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 07, 2020
Property Address	20 EARLY LGT, IRVINE, CA 92620-3393
Document Number	0000388921
Map Reference	MB 845 PG 12-27
Instrument Date	Aug 03, 2020
Instrument	2020000388921
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20 EARLY LGT, IRVINE, CA 92620-3393

Mortgage

Document Number	0000388922
Date	Aug 07, 2020
Instrument	2020000388922

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 06, 2019
Property Address	20 EARLY LGT, IRVINE, CA 92620-3393
Document Number	0000070155
Map Reference	MB 845 PG 12-27
Instrument Date	Feb 12, 2019
Instrument	2019000070155
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20 EARLY LGT, IRVINE, CA 92620-3393

Mortgage

Document Number	0000070156
Date	Mar 06, 2019
Instrument	2019000070156

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$21,225.00 (+1.93%) Homeowner's exemption	$1,784,828 (+4.04%) Land $1,100,241 Building $684,587
2024	$20,824.00 (+2.24%)
2023	$20,367.00 (+1.89%) Homeowner's exemption	$1,715,522 Land $1,057,518 Building $658,004
2022	$19,990.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590524174, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 676 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	2,000 / 1,000
Cox Communications	Cable	2,000 / 500
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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