Otsego County and Otsego Town property record for 20 Eagle St, Cooperstown, NY 13326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,064 sqft · built 1880 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,700 (Dec 2021) |
| Tax Bill | $10,252 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 365001 131.06-5-19.00 |
| Primary APN | 365001 131.06-5-19.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,064 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| 2nd Floor Area | 1,532 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 125 ft deep x 74 ft wide |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 063960 |
|---|---|
| Street Address | 20 EAGLE ST |
| City | COOPERSTOWN |
| State | NY |
| Zip | 13326-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 993 0 0 |
| Legal Block | 5 |
| Legal Lot Number | 19.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTSEGO |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 590202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Glimmerglass Historic District listed 1999 · 1,475 contributing resources · NRIS 99001136 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Otsego County and Otsego Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 EAGLE ST, COOPERSTOWN, NY 13326-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WAYNE BANK |
| Dec 15, 2021 | Deed, Transfer · Stand-Alone First Mortgage WAYNE BANK |
| Dec 15, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Prior Sale | Dec 9, 2010 · Amount on Record |
| Deed Document Number | 20216981 |
| Prior Transfer Date | Dec 7, 2021 |
| Prior Transfer Doc | 0000000981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 20 EAGLE ST, COOPERSTOWN, NY 13326-1212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000695 |
|---|---|
| Date | Nov 21, 2024 |
| Instrument | 2024-4695 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 15, 2021 |
| Property Address | 20 EAGLE ST, COOPERSTOWN, NY 13326-1212 |
| Document Number | 0000000981 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2021-6981 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 EAGLE ST, COOPERSTOWN, NY 13326-1212 |
| Document Number | 0000000168 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-7168 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 15, 2021 |
| Property Address | 20 EAGLE ST, COOPERSTOWN, NY 13326-1212 |
| Document Number | 0000000981 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2021-6981 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 EAGLE ST, COOPERSTOWN, NY 13326-1212 |
Source: Otsego County and Otsego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otsego Town |
| Municipality | Cooperstown Village |
| Unified School District | Cooperstown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,252.00 | $460,700 (-) Land $56,900 Building $403,800 | $658,143 (+17.14%) Land $81,286 Building $576,857 |
| 2023 | $460,700 Land $56,900 Building $403,800 | $561,829 Land $69,390 Building $492,439 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOPERSTOWN VILLAGE serves 1,926 people · EPA ID NY3800145 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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