20 Eagle Rdg Dr, Savannah, GA 31406 Property Records

Chatham County property record for 20 Eagle Rdg Dr, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,140 sqft · built 2002
Lot Size	2.01 acres (87,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,500 (Jan 2018)
Tax Bill	$12,203 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1-0571-04-004`

Property Details

APN / Parcel Number

Primary APN	`1-0571-04-004`
Alternative APN	`H298J060`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,140 sqft Living Area
1st Floor Area	1,760 sqft
Upper Floors Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,599 sqft (2.01 acres)
Lot Dimensions	302 ft deep x 290 ft wide
Garage Type	Mixed
Garage Area	544 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,304 sqft
Deck Area	64 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	20 EAGLE RIDGE DR
City	SAVANNAH
State	GA
Zip	31406-8420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 38 RIVERS EDGE SUB AT CAMP STRACHAN
Legal Subdivision	RIVERS EDGE SUB
Legal Lot Number	38
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3003
Census Tract	11008

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 EAGLE RIDGE DR, SAVANNAH, GA 31406-8420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	Aug 17, 2012 · Amount on Record
Deed Document Number	2018516
Deed Book / Page	1268 / 103
Prior Transfer Date	Jan 3, 2012
Prior Transfer Doc	00376J0467
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	20 EAGLE RIDGE DR, SAVANNAH, GA 31406-8420
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 EAGLE RIDGE DR, SAVANNAH, GA 31406-8420

Mortgage

Document Number	0037890128
Date	Sep 30, 2025
Book Page	0000003789/0000000128

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 26, 2018
Property Address	20 EAGLE RIDGE DR, SAVANNAH, GA 31406-8420
Document Number	0012680103
Book / Page	1268 / 103
Instrument Date	Jan 26, 2018
Instrument	2018-000516
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HAWSBEARD LN, SAVANNAH, GA 31411-2818

Mortgage

Document Number	0012680104
Date	Jan 26, 2018
Book Page	1268/104
Instrument	30831320018

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Feb 1, 2028

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,000 (+37.97%) Land $148,960 Building $294,040	$1,107,500 (+37.97%) Land $372,400 Building $735,100
2025	$12,203.00 (+54.12%)	$321,080 (+18.48%) Land $64,200 Building $256,880	$802,700 (+18.48%) Land $160,500 Building $642,200
2023		$271,000 (+16.61%) Land $64,200 Building $206,800	$677,500 (+16.61%) Land $160,500 Building $517,000
2022	$7,918.00	$232,400 Land $64,200 Building $168,200	$581,000 Land $160,500 Building $420,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 98.5% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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