20 E White St, Ely, MN 55731 Property Records

St. Louis County property record for 20 E White St, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1920
Square Footage2,072 sqft Gross Area
Lot Size6,248 sqft (0.143 acres)
OccupancyOwner Occupied
Last Sale$130,000 (2004)
Tax Bill$3,892.00 (2026)

Property Details

APN / Parcel Number

Primary APN030-0050-01010
Alternative APN
  • 764165

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms4 Rooms
Building Area2,072 sqft Gross Area
1st Floor1,036 sqft 1st Floor
Basement Area259 sqft Basement
Finished Basement259 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area6,248 sqft (0.143 acres)
Garage Area624 sqft Garage
Deck AreaDeck Area
Porch Area307 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelOil Heating Fuel

Location & Zoning

Account Number764165
Street Address20 E WHITE ST
CityELY
StateMN
Zip55731-1248
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 5 AND 6 SERIAL #
Legal SubdivisionCONANS ADD TO ELY
Legal Block10
Legal Lot Number5-6
JurisdictionST LOUIS MN
Minor Civil DivisionELY
Census Blockgroup3
Census Block3007
Census Tract15300

Owner

Source: St. Louis County records · APN 030-0050-01010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 E WHITE ST, ELY, MN 55731-1248
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2025Deed of Trust, Mortgage · Line of Credit
HIGHLAND BANK
May 30, 2019Deed of Trust, Mortgage · Line of Credit
BOUNDARY WATERS ST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Jul 16, 2004
  • Deed Sale Price on Jul 16, 2004
Deed Doc Number2004949769
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address20 E WHITE ST, ELY, MN 55731-1248
Transaction TypeMortgage
Record UpdatedNov 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001519904
DateOct 09, 2025
Instrument1519904
Lender
NameHIGHLAND BANK
TypeBank
AddressMINNEAPOLIS, MN 55437
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueSep 26, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address20 E WHITE ST, ELY, MN 55731-1248
Document Number00A1356637
Instrument DateMay 30, 2019
Transaction TypeMortgage
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address20 E WHITE ST ELY MN 557311248, ELY, MN 55731-1248

Mortgage

Document Number00A1356637
DateJun 13, 2019
InstrumentA1356637
Lender
NameBOUNDARY WATERS ST BK
TypeBank
AddressELY, MN 55731
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 12, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,892.00 (+11.97%) Homeowner's exemption
2025$3,476.00 (+64.43%) Homeowner's exemption$292,700 (+13.27%) Land $9,400 Building $283,300$292,700 (+13.27%) Land $9,400 Building $283,300
2024$2,114.00$258,400 (+64.17%) Land $9,000 Building $249,400$258,400 (+64.17%) Land $9,000 Building $249,400
2022$157,400 Land $8,300 Building $149,100$157,400 Land $8,300 Building $149,100

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