Cook County property record for 20 E Terrace Ln, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,273 sqft · built 1967 |
| Lot Size | 0.172 acres (7,508 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Jun 2022) |
| Tax Bill | $8,090 (2023) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2016 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-18-311-010 |
| Primary APN | 09-18-311-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,273 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,508 sqft (0.172 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 20 E TERRACE LN |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-2960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (DESPLAINES) MANOR RESUB PTS LTS 3-4 IN CIRCUIT COURT COMMISSIONERS PARTITION OF LANDS OF CHRIST MOELLER ESTATE IN SW SEC 18- |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | CHRIST MOELLER ESTATE |
| Legal Lot Number | 3,4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 806102 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 E TERRACE LN, DES PLAINES, IL 60016-2960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC |
| Nov 18, 2016 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Nov 18, 2016 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | Jul 28, 2003 |
| Deed Document Number | 202242077 |
| Prior Transfer Date | Aug 29, 2006 |
| Prior Transfer Doc | 0000034097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 21, 2022 |
| Property Address | 20 E TERRACE LN, DES PLAINES, IL 60016-2960 |
| Document Number | 0017242077 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2217242077 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 E TERRACE LN, DES PLAINES, IL 60016-2960 |
| Document Number | 0017242078 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2217242078 |
| Name | MORIA DEVELOPMENT INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 20 E TERRACE LN, DES PLAINES, IL 60016-2960 |
| Document Number | 1700357084 |
| Instrument Date | Nov 18, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 E TERRACE LN DES PLAINES IL 600162960, DES PLAINES, IL 60016-2960 |
| Document Number | 1700357084 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 357084 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 20 E TERRACE LN, DES PLAINES, IL 60016-2960 |
| Document Number | 1700912113 |
| Instrument Date | Nov 18, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 E TERRACE LN DES PLAINES IL 600162960, DES PLAINES, IL 60016-2960 |
| Document Number | 1700912113 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 912113 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2047 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,000 (+14.71%) Land $8,259 Building $30,741 | $390,000 (+14.71%) Land $82,590 Building $307,410 | |
| 2023 | $8,090.00 (-7.52%) | ||
| 2022 | $8,748.00 | $33,999 Land $6,757 Building $27,242 | $339,990 Land $67,570 Building $272,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 17 (1982–2011) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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