Kendall County property record for 20 E River Rd, Montgomery, IL 60538 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 2,340 sqft Living Area |
| Lot Size | 15,771 sqft (0.362 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $152,500 (2015) |
| Tax Bill | $8,783.00 (2024) |
Source: Kendall County records · APN 03-05-253-006
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 E RIVER RD, MONTGOMERY, IL 60538-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2015 · Amount on Record |
| Deed Sale | Apr 10, 2015 · Amount on Record |
| Prior Sale | Jan 01, 2015 · Amount on Record |
| Deed Doc Number | 20155365 |
| Prior Transfer Date | Jan 29, 2001 |
| Prior Transfer Doc | 0000001647 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 20 E RIVER RD, MONTGOMERY, IL 60538-1934 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004546 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 202300004546 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $129,829 (+34.21%) Land $25,705 Building $104,124 | $389,487 (+34.21%) Land $77,115 Building $312,372 | |
| 2024 | $8,783.00 | ||
| 2022 | $96,735 Land $19,153 Building $77,582 | $290,205 Land $57,459 Building $232,746 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-05-253-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 4,130 sqft Gross Area |
| 1st Floor | 2,340 sqft 1st Floor |
| Basement Area | 1,350 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 15,771 sqft (0.362 acres) |
| Depth X Width | 130 ft x 119 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Street Address | 20 E RIVER RD |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-1934 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 10 RE-SUB OF BOULDER HILL UNIT 15 SEC 5-37-8 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 05 |
| Legal Subdivision | BOULDER HILL |
| Legal Lot Number | 10 |
| Jurisdiction | KENDALL IL |
| Minor Civil Division | OSWEGO |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 890202 |
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