New York City and Richmond County property record for 20 E Reading Ave, Staten Island, NY 10308
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,600 sqft · built 1976 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Feb 2021) |
| Tax Bill | $6,511 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Feb 2021 Sale & Mortgage + 1 more |
| APN | 05473-0027 |
| Primary APN | 05473-0027 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 2,400 sqft (0.055 acres) |
| Lot Dimensions | 96 ft deep x 25 ft wide |
| Account Number | 05473-0027 |
|---|---|
| Street Address | 20 E READING AVE |
| City | STATEN ISLAND |
| State | NY |
| Zip | 10308-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3-1 |
| Legal Block | 5473 |
| Legal Lot Number | 27 |
| Jurisdiction | RICHMOND NY |
| Township / Civil Division | STATEN ISLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 14607 |
Source: New York City and Richmond County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 243 HOME AVE, STATEN ISLAND, NY 10305-3832 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 17, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 8, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2021 · Amount on Record |
| Deed Sale | Feb 17, 2021 · Amount on Record |
| Deed Document Number | 2021810850 |
| Prior Transfer Date | Dec 26, 2019 |
| Prior Transfer Doc | 0000764864 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NY |
| Property Address | 20 E READING AVE, STATEN ISLAND, NY 10308-1321 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000653562 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 653562 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 24, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | RICHMOND NY |
| Recording Date | Feb 17, 2021 |
| Property Address | 20 E READING AVE, STATEN ISLAND, NY 10308-1321 |
| Document Number | 0000810850 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 810850 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | PRINCETON ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 HONEY LN, 60, STATEN ISLAND, NY 10307-2305 |
| Name | Verified Name |
|---|---|
| Address | 243 HOME AVE, STATEN ISLAND, NY 10305-3832 |
| Document Number | 0000810851 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 810851 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHMOND NY |
| Recording Date | Jan 8, 2020 |
| Property Address | 20 E READING AVE, STATEN ISLAND, NY 10308-1321 |
| Document Number | 0000764864 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 764864 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 60 HONEY LN STATEN ISLAND NY 103072305, STATEN ISLAND, NY 10307-2305 |
Source: New York City and Richmond County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Richmond County |
| Municipality | New York City |
| Unified School District | New York City Department Of Education (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,040 (+34.18%) Land $7,235 Building $33,805 | $684,000 (-0.73%) Land $144,000 Building $540,000 | |
| 2025 | $6,511.00 (+5.99%) | ||
| 2023 | $6,143.00 | $30,586 Land $6,392 Building $24,194 | $689,000 Land $144,000 Building $545,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 42 (1978–2006) |
| Claims Outside the SFHA | 1 of 42 |
| Most Recent Claim | Nov 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 10 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Uncovered finished water reservoir currently in violation since Feb 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,025 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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