20 E Pilot St, Ridge Farm, IL 61870 Property Records

Vermilion County property record for 20 E Pilot St, Ridge Farm, IL 61870

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,180 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Feb 2022)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-31-106-013`

Property Details

APN / Parcel Number

Primary APN	`33-31-106-013`
Alternative APN	`ELWD0724`

Exterior

Lot Area	9,180 sqft (0.21 acres)
Lot Dimensions	121 ft deep x 60 ft wide

Location & Zoning

Street Address	20 E PILOT ST
City	RIDGE FARM
State	IL
Zip	61870-7726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAS W THOMPSON 2ND ADD TO RIDGEFARM L10
Legal Range	11W
Legal Township	17N
Legal Section	31
Legal Subdivision	JAMES W THOMPSON'S 2ND ADDITION
Legal Lot Number	10
Jurisdiction	VERMILION IL
Township / Civil Division	ELWOOD
Census Block Group	3
Census Block	3052
Census Tract	11100

Owner

Source: Vermilion County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 E PILOT ST, RIDGE FARM, IL 61870-7726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Apr 5, 2018	Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC
Nov 27, 2017	Quit Claim Deed, Transfer BOSTON NATIONAL TITLE
Aug 7, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	20221074
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERMILION IL
Recording Date	Feb 18, 2022
Property Address	20 E PILOT ST, RIDGE FARM, IL 61870-7726
Document Number	0002201074
Instrument Date	Feb 18, 2022
Instrument	22-01074
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E PILOT ST, RIDGE FARM, IL 61870-7726

Mortgage

Document Number	0002201075
Date	Feb 18, 2022
Instrument	22-01075

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	4.13%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	VERMILION IL
Recording Date	Apr 5, 2018
Property Address	20 E PILOT ST, RIDGE FARM, IL 61870-7726
Document Number	1801954
Instrument Date	Apr 5, 2018
Instrument	18-01954
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16607 E 600 NORTH RD, 16607, GEORGETOWN, IL 61846-6183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 VERMILION ST, GEORGETOWN, IL 61846-1631

Mortgage

Document Number	1801955
Date	Apr 5, 2018
Instrument	18-01955

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VERMILION IL
Recording Date	Nov 27, 2017
Property Address	20 E PILOT ST, RIDGE FARM, IL 61870-7726
Document Number	1708768
Map Reference	INS 17-05571
Instrument Date	Oct 26, 2017
Instrument	17-08768
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	BOSTON NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$9.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16607 E 600 NORTH RD, GEORGETOWN, IL 61846-6183

August 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	VERMILION IL
Recording Date	Aug 7, 2017
Property Address	20 E PILOT ST, RIDGE FARM, IL 61870-7726
Document Number	1705571
Instrument Date	Jul 13, 2017
Instrument	17-05571
Transaction Type	Foreclosure
Record Updated	Jul 2, 2021

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 E SOUTH ST, 2, DANVILLE, IL 61832-5849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Elwood Township
Municipality	Ridge Farm Village
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,819.00 (+31.05%) Homeowner's exemption Senior Citizen's exemption	$28,847 (+8.39%) Land $3,102 Building $25,745	$86,541 (+8.39%) Land $9,306 Building $77,235
2024		$26,614 (+22.64%) Land $2,862 Building $23,752	$79,842 (+22.64%) Land $8,586 Building $71,256
2022	$1,388.00	$21,701 Land $2,334 Building $19,367	$65,103 Land $7,002 Building $58,101

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGE FARM serves 973 people · EPA ID IL1830750
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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