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20 E Pennick Dr, Covington, GA 30014 Property Records

Newton County property record for 20 E Pennick Dr, Covington, GA 30014 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage2,098 sqft Heated Area
Lot Size47,916 sqft (1.1 acres)
Garage798 sqft
OccupancyOwner Occupied
Last Sale$255,900 (2020)
Tax Bill$3,543.00 (2025)

Property Details

APN / Parcel Number

Primary APN0106A-00000-007-000
Alternative APNs
  • 0106A 007
  • 33096

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,098 sqft Heated Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area47,916 sqft (1.1 acres)
Garage Area798 sqft Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number33096
Old Parcel Number0106A 007
Street Address20 E PENNICK DR
CityCOVINGTON
StateGA
Zip30014-1617
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 7 ST ANDREWS POINT
Legal SubdivisionST ANDREWS POINT
Legal Lot Number7
JurisdictionNEWTON GA
Minor Civil DivisionMANSFIELD
Census Blockgroup2
Census Block2039
Census Tract100203

Owner

Source: Newton County records · APN 0106A-00000-007-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 E PENNICK DR, COVINGTON, GA 30014-1617
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
PRIMARY RESID'L MTG
Mar 27, 2020Grant Deed, Construction Loan · Building or Construction Mortgage
HAMPTON DENTAL RENTALS LLC
May 04, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF MADISON CNTY
Feb 12, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Jun 28, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Prior SaleMar 20, 2020 · Amount on Record
Deed Doc Number0000409674
Deed Book / Page4096 / 74
Record RefreshedJun 08, 2026

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateNov 12, 2020
Property Address20 E PENNICK DR, COVINGTON, GA 30014-1617
Document Number0040960074
Book / Page004096 / 000074
Instrument DateOct 30, 2020
Instrument16321
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 02, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$256.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address20 E PENNICK DR COVINGTON GA 300141617, COVINGTON, GA 30014-1617

Mortgage

Document Number40960075
DateNov 12, 2020
Book Page004096/000075
Instrument16322
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 11, 2050

March 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateMar 27, 2020
Property Address20 E PENNICK DR, COVINGTON, GA 30014-1617
Document Number0039820541
Book / Page003982 / 000541
Instrument DateMar 20, 2020
Instrument4132
Transaction TypeConstruction Loan
Record UpdatedMay 11, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$20.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1634 CAMPBELL RD COVINGTON GA 300146106, COVINGTON, GA 30014-6106

Mortgage

Document Number39820543
DateMar 27, 2020
Book Page003982/000543
Instrument4133
Lender
NameHAMPTON DENTAL RENTALS LLC
Address9164 DR M L KING JR AVE, COVINGTON, GA 30014-8710
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 26, 2021

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 E PENNICK DR, COVINGTON, GA 30014-1617
Document Number0036990079
Instrument DateMay 04, 2018
Transaction TypeMortgage
Record UpdatedMay 29, 2018

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9164 DR M L KING JR AVE COVINGTON GA 300148710, COVINGTON, GA 30014-8710
InvestorPossibly a Property Investor

Mortgage

Document Number0036990079
DateMay 10, 2018
Book Page003699/000079
Instrument5688
Lender
NameBANK OF MADISON CNTY
TypeBank
AddressMADISON, GA 30650
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueMay 09, 2020
Interest
Rate TypeAdjustable Rate

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateFeb 12, 2018
Property Address20 E PENNICK DR, COVINGTON, GA 30014-1617
Document Number0036640364
Book / Page003664 / 000364
Instrument DateFeb 01, 2018
Instrument1707
Transaction TypeTransfer
Record UpdatedFeb 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$100.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateJun 28, 2017
Property Address20 E PENNICK DR, COVINGTON, GA 30014-1617
Document Number0035800204
Book / Page003580 / 000204
Instrument DateJun 26, 2017
Instrument7242
Transaction TypeTransfer
Record UpdatedJul 17, 2017

Transaction

AmountAmount Recorded
Tax$115.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9164 DR M L KING JR AVE COVINGTON GA 300148710, COVINGTON, GA 30014-8710
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,543.00 (+10.31%)$139,360 (+13.52%) Land $21,200 Building $118,160$348,400 (+13.52%) Land $53,000 Building $295,400
2023$122,760 Land $14,000 Building $108,760$306,900 Land $35,000 Building $271,900
2022$3,212.00

Flood & Wildfire

20 E Pennick Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Newton County (13217C), updated September 30, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
40th percentile of exposed land nationally · 26th in Georgia
Wildfire LikelihoodModerate — about 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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