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20 E Paddock St, Crystal Lake, IL 60014 Property Records

McHenry County property record for 20 E Paddock St, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,021 sqft
Lot Size0.353 acres (15,403 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesSep 2025 Mortgage
May 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-05-226-028

Property Details

APN / Parcel Number

Primary APN19-05-226-028
Alternative APN
  • 1905226014

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area4,021 sqft
Gross Area5,512 sqft
1st Floor Area1,491 sqft
2nd Floor Area1,336 sqft

Exterior

Architectural StyleVictorian
Exterior MaterialFrame Siding
Lot Area15,403 sqft (0.353 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Old Parcel Number1905226014
Street Address20 E PADDOCK ST
CityCRYSTAL LAKE
StateIL
Zip60014-6122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2008R0060385 & 1991R0006095 W 66FT LT 7 & E 54.7FT N1/2 LT 8 BLK 2 PADDOCKS ADDN
Legal Range08E
Legal Township43N
Legal Section05
Legal SubdivisionPADDOCKS ADD
Legal Block2
Legal Lot Number7-8
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2001
Census Tract871301

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20 E PADDOCK ST # 0, CRYSTAL LAKE, IL 60014-6122
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LENDING CORP
May 31, 2023Affidavit of Death of Joint Tenant, Transfer
ATTORNEY ONLY, ATTORNEY
May 31, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleMay 31, 2023
Record UpdatedJun 7, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address20 E PADDOCK ST, CRYSTAL LAKE, IL 60014-6122
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 E PADDOCK ST, CRYSTAL LAKE, IL 60014-6122

Mortgage

Document Number0000026128
DateSep 24, 2025
Instrument2025R0026128
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Rate6.62%

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMCHENRY IL
Recording DateMay 31, 2023
Property Address20 E PADDOCK ST, CRYSTAL LAKE, IL 60014-6122
Document Number0000012526
Map ReferenceMB 55 PG 277
Instrument DateApr 17, 2023
Instrument2023R0012526
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 E PADDOCK ST, CRYSTAL LAKE, IL 60014-6122

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateMay 31, 2023
Property Address20 E PADDOCK ST, CRYSTAL LAKE, IL 60014-6122
Document Number0000012527
Map ReferenceMB 55 PG 277
Instrument DateApr 17, 2023
Instrument2023R0012527
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 E PADDOCK ST # 0, CRYSTAL LAKE, IL 60014-6122

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$146,471 Land $25,139 Building $121,332$439,413 Land $75,417 Building $363,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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