20 E Oak St, Alexandria, VA 22301 Property Records

Alexandria City property record for 20 E Oak St, Alexandria, VA 22301

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,175 sqft · built 2021
Lot Size	0.141 acres (6,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,812,200 (Jul 2021)
Tax Bill	$21,521 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Loan Modification + 1 more
APN	`053.04-02-16`

Property Details

APN / Parcel Number

Primary APN	`053.04-02-16`
Alternative APN	`14576500`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,175 sqft Living Area
Gross Area	4,327 sqft
Basement Area	1,510 sqft
Finished Basement	1,510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,150 sqft (0.141 acres)
Porch	Covered Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14576500
Street Address	20 E OAK ST
City	ALEXANDRIA
State	VA
Zip	22301-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 2-5
Legal Description	LOTS 7 & 8 BLK 4 ROSEMONT PARK
Legal Subdivision	ROSEMONT PARK
Legal Block	4
Legal Lot Number	7&8
Jurisdiction	ALEXANDRIA CITY VA
Township / Civil Division	ALEXANDRIA
Census Block Group	3
Census Block	3016
Census Tract	201500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Mount Vernon Memorial Highway listed 1981 · 7 contributing resources · NRIS 81000079

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Alexandria City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 E OAK ST, ALEXANDRIA, VA 22301-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Oct 20, 2020	Loan Modification, Mortgage · Conventional with PMI TRUSTAR BK
Feb 25, 2020	Warranty Deed, Transfer · Commercial Mortgage TRUSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	202116998
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDRIA CITY VA
Recording Date	Jul 9, 2021
Property Address	20 E OAK ST, ALEXANDRIA, VA 22301-2208
Document Number	0000016998
Instrument Date	Jul 8, 2021
Instrument	210016998
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	MONUMENT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E OAK ST, ALEXANDRIA, VA 22301-2208

Mortgage

Document Number	0000016999
Date	Jul 9, 2021
Instrument	210016999

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALEXANDRIA CITY VA
Property Address	20 E OAK ST, ALEXANDRIA, VA 22301-2208
Document Number	0000021650
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	MBH SETTLEMENT GROUP LC, MBH SETTLEMENT GRP LC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 MOUNT VERNON AVE #B ALEXANDRIA VA 223011352, B, ALEXANDRIA, VA 22301-1352

Mortgage

Document Number	0000021650
Date	Oct 23, 2020
Instrument	21650

Lender

Name	TRUSTAR BK
Address	GREAT FALLS, VA 22066

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDRIA CITY VA
Recording Date	Feb 25, 2020
Property Address	20 E OAK ST, ALEXANDRIA, VA 22301-2208
Document Number	0000002924
Instrument Date	Feb 21, 2020
Instrument	200002924
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 MOUNT VERNON AVE # B, B, ALEXANDRIA, VA 22301-1352

Mortgage

Document Number	0000002925
Date	Feb 25, 2020
Instrument	200002925

Lender

Name	TRUSTAR BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alexandria City assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Alexandria City
Unified School District	Alexandria City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,869,741 (+3.69%) Land $671,303 Building $1,198,438	$1,869,741 (+3.69%) Land $671,303 Building $1,198,438
2025	$21,521.00 (+7.52%)
2023	$20,015.00	$1,803,215 Land $604,777 Building $1,198,438	$1,803,215 Land $604,777 Building $1,198,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 96 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	76 (1999–2023)
Claims Outside the SFHA	38 of 76
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALEXANDRIA private · serves 159,200 people · EPA ID VA6510010
Water Source	Purchased surface water from FAIRFAX COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 907 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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