20 E Main St, Maiden, NC 28650 Property Records

Catawba County property record for 20 E Main St, Maiden, NC 28650

Property Summary

Property Type	Commercial
Details	4,320 sqft · built 1920
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$146,500 (Sep 2021)
Tax Bill	$879 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3647-17-11-8863`

Property Details

APN / Parcel Number

Primary APN	`3647-17-11-8863`
Alternative APN	`0001169`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	4,320 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 E MAIN ST
City	MAIDEN
State	NC
Zip	28650
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-1
Legal Description	22 24 E MAIN ST
Jurisdiction	CATAWBA NC
Township / Civil Division	NEWTON
Census Block Group	5
Census Block	5011
Census Tract	11702

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40 E MAIN ST, MAIDEN, NC 28650-1315
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Sep 13, 2021	Warranty Deed, Transfer · Line of Credit PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Nov 30, 2006 · Amount on Record
Deed Document Number	202122288
Deed Book / Page	3686 / 1937
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	20 E MAIN ST, MAIDEN, NC 28650
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038200260
Date	Jul 13, 2023
Book Page	3820/260
Instrument	12223

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	20 E MAIN ST, MAIDEN, NC 28650
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037120554
Date	Dec 20, 2021
Book Page	3712/554
Instrument	31253

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Sep 13, 2021
Property Address	20 E MAIN ST, MAIDEN, NC 28650
Document Number	0036861937
Book / Page	3686 / 1937
Instrument Date	Sep 13, 2021
Instrument	22288
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5148 BUSTED ROCK TRL, 5148, RALEIGH, NC 27610-2589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E MAIN ST, MAIDEN, NC 28650-1315

Mortgage

Document Number	0036861940
Date	Sep 13, 2021
Book Page	3686/1940
Instrument	22289

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Maiden Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,600 (+240.43%) Land $9,900 Building $210,700
2025	$879.00 (-48.81%)
2023	$1,717.00	$64,800 Land $9,900 Building $54,900	$220,600 Land $9,900 Building $210,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MAIDEN serves 5,563 people · EPA ID NC0118030
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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