20 E Main St, Leesburg, OH 45135 Property Records

Highland County property record for 20 E Main St, Leesburg, OH 45135

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,560 sqft · built 1901
Lot Size	0.038 acres (1,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,300 (Sep 2017)
Tax Bill	$732 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-02-104-030.00`

Property Details

APN / Parcel Number

Primary APN	`17-02-104-030.00`

Interior

Stories	1 Story
Building Area	2,560 sqft Total Area
Gross Area	3,868 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Brick Veneer
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	1,655 sqft (0.038 acres)
Lot Dimensions	91 ft deep x 18 ft wide
Boat Access	Boat Access
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 E MAIN ST, 68
City	LEESBURG
State	OH
Zip	45135-0570
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	I/L 68 PT
Legal Lot Number	68
Jurisdiction	HIGHLAND OH
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2060
Census Tract	954600

Owner

Source: Highland County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 E MAIN ST, LEESBURG, OH 45135-0570
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN HILLS COMMUNITY BANK
Jun 6, 2018	Deed of Trust, Mortgage · Line of Credit SOUTHERN HILLS COMMUNITY BANK
Sep 19, 2017	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN HILLS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Prior Sale	Apr 12, 2010 · Amount on Record
Deed Document Number	20174350
Deed Book / Page	960 / 94
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	20 E MAIN ST, LEESBURG, OH 45135-0570
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12841 ANTIOCH RD, LEESBURG, OH 45135-9543

Mortgage

Document Number	01002/5419
Date	Sep 19, 2022
Book Page	1002/5419
Instrument	202200005286

Lender

Name	SOUTHERN HILLS COMMUNITY BANK
Type	Bank
Address	LEESBURG, OH 45135

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	20 E MAIN ST, LEESBURG, OH 45135-0570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	976/4302
Date	Jun 6, 2018
Book Page	976/4302
Instrument	201800002624

Lender

Name	SOUTHERN HILLS COMMUNITY BANK
Type	Bank
Address	LEESBURG, OH 45135

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Index	1-Year CMT

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLAND OH
Recording Date	Sep 19, 2017
Property Address	20 E MAIN ST, LEESBURG, OH 45135-0570
Document Number	960/0094
Book / Page	960 / 0094
Instrument Date	Sep 12, 2017
Instrument	201700004350
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10113 CENTERFIELD RD, LEESBURG, OH 45135-9151

Mortgage

Document Number	201700004351
Date	Sep 19, 2017
Instrument	201700004351

Lender

Name	SOUTHERN HILLS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2027

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Highland County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Fairfield Township
Municipality	Leesburg Village
Unified School District	Fairfield Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00 (+5.02%)	$16,110 (-) Land $1,020 Building $15,090	$46,000 (-) Land $2,900 Building $43,100
2024	$697.00 (+37.2%)	$16,110 (+47.39%) Land $1,020 Building $15,090	$46,000 (+47.44%) Land $2,900 Building $43,100
2023	$508.00 (-5.4%)	$10,930 (-) Land $1,020 Building $9,910
2022	$537.00 Homeowner's exemption	$10,930 Land $1,020 Building $9,910
2021			$31,200 Land $2,900 Building $28,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEESBURG VILLAGE serves 1,315 people · EPA ID OH3600712
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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