20 E Main St, Ashland, OH 44805 Property Records

Ashland County property record for 20 E Main St, Ashland, OH 44805 · Last verified February 2026

Property Summary

Property TypeOffice Building
Details4,650 sqft · built 1963
Lot Size0.086 acres (3,751 sqft)
OwnerCompany Name on File
Last Sale$355,000 (Jun 2005)
Tax Bill$4,665 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNP43-042-0-0004-00

Property Details

APN / Parcel Number

Primary APNP43-042-0-0004-00

Interior

Stories1 Story
Building Area4,650 sqft Total Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1998
Fire ResistanceMasonry Walls, Wood Interior
Lot Area3,751 sqft (0.086 acres)
Lot Dimensions150 ft deep x 25 ft wide

Location & Zoning

Street Address20 E MAIN ST
CityASHLAND
StateOH
Zip44805-2328
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Description20 E MAIN ST R=42 LOT 168
Legal Lot Number168
JurisdictionASHLAND OH
Township / Civil DivisionASHLAND
Census Block Group2
Census Block2015
Census Tract971000

Owner

Source: Ashland County records · APN P43-042-0-0004-00

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3524 COMMERCE PKWY, WOOSTER, OH 44691-7125
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2005 · Amount on Record
Deed SaleJun 02, 2005 · Amount on Record
Deed Document Number586
Deed Book / Page457 / 127
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHLAND OH
Property Address20 E MAIN ST, ASHLAND, OH 44805-2328
Transaction TypeMortgage
Record UpdatedJan 11, 2024
Title CompanyHEARTLAND TITLE AGENCY, HEARTLAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 COMMERCE PKWY, WOOSTER, OH 44691-7125

Mortgage

Document Number00989/2496
DateDec 28, 2023
Book Page989/2496
Instrument202300006077
Lender
NameTHE APPLE CREEK BANKING CO
TypeBank
AddressAPPLE CREEK, OH 44606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJan 01, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ashland County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshland County
MunicipalityAshland City
Unified School DistrictAshland City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,665.00 (-3.44%)$85,580 (-) Land $7,770 Building $77,810
2023$4,831.00 (-2.19%)$85,580 (-) Land $7,770 Building $77,810$244,520 (-) Land $22,200 Building $222,320
2022$4,939.00$85,580 Land $7,770 Building $77,810
2020$244,520 Land $22,200 Building $222,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashland County (39005C), updated August 18, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390059710002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1987–2005)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2005, other causes, Severe Winter Storms, Flooding, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Downtown Ashland Historic District
listed 2013 · 58 contributing resources · NRIS 12001209

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 393 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Armstrong HoldingsCable1,000 / 20
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Armstrong Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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