Montgomery County and Amsterdam City property record for 20 E Main St, #22, Amsterdam, NY 12010
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 5,856 sqft · built 1960 |
| Lot Size | 0.047 acres (2,080 sqft) |
| Owner | Company Name on Record |
| Last Sale | $5,000 (Oct 2011) |
| Deeds & Mortgages | Apr 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 55.35-1-48 |
| Primary APN | 270100 55.35-1-48 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 5,856 sqft Gross Area |
| Basement Area | 1,952 sqft |
| Unfinished Basement | 1,952 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 2,080 sqft (0.047 acres) |
| Lot Dimensions | 65 ft deep x 32 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0092120 |
|---|---|
| Street Address | 20 E MAIN ST, 22 |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-4501 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | MERC 32X80 |
| Legal Block | 1 |
| Legal Lot Number | 48.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 70900 |
Source: Montgomery County and Amsterdam City records, as of May 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 61 CHURCH ST, AMSTERDAM, NY 12010-4424 |
| Owner Type | Company |
| Vesting | Government |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2011 · Amount on Record |
| Deed Sale | Oct 5, 2011 · Amount on Record |
| Prior Sale | Sep 24, 1997 · Amount on Record |
| Deed Book / Page | 2011 / 44105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 20-22 MAIN ST, AMSTERDAM, NY 12010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000245 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 2023-1245 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $24,700 (-) Land $3,200 Building $21,500 | $72,647 (+26.47%) Land $9,412 Building $63,235 |
| 2023 | $24,700 Land $3,200 Building $21,500 | $57,442 Land $7,442 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–2001) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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