Montgomery County property record for 20 E Lowery Ave, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 780 sqft · built 1950 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,900 (Apr 1997) |
| Tax Bill | $2,510 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | K48 00109 0140 |
| Primary APN | K48 00109 0140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 390 sqft |
| Finished Basement | 390 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 E LOWERY AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 467 PT, 563 PT, 564 PT 1-9-141,142 |
| Legal Lot Number | 140 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50302 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20 E LOWERY AVE, DAYTON, OH 45449-1746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 1997 · Amount on Record |
| Deed Sale | Apr 16, 1997 · Amount on Record |
| Prior Sale | Mar 31, 2000 |
| Deed Document Number | 0000251B09 |
| Deed Book / Page | K48 |
| Last Transfer Date | Jan 28, 2025 |
| Transfer Doc | 0000004859 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,980 (-) Land $8,750 Building $31,230 | ||
| 2024 | $2,510.00 (+2.83%) | ||
| 2023 | $2,441.00 (+11.41%) | $39,980 (+41.87%) Land $8,750 Building $31,230 | $114,210 (+41.88%) Land $24,990 Building $89,220 |
| 2022 | $2,191.00 | $28,180 Land $6,160 Building $22,020 | |
| 2020 | $80,500 Land $17,600 Building $62,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 104 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 104 in force |
| Nearby Flood Claims | 8 (1989–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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