20 E Cody Estey Rd, Pinconning, MI 48650 Property Records

Bay County property record for 20 E Cody Estey Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Tax Bill	$1,845 (2026)
Deeds & Mortgages	May 2026 Transfer May 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-019-100-020-00`

Property Details

APN / Parcel Number

Primary APN	`120-019-100-020-00`

Interior

Full Baths	1 Bath
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Architectural Style	Ranch
Lot Area	48,352 sqft (1.11 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Well

Location & Zoning

Street Address	20 E CODY ESTEY RD
City	PINCONNING
State	MI
Zip	48650-7936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 230 FT OF W 210 FT OF NW 1/4 OF NW 1/4. SEC.19,T17N,R4E 7-18-80
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1030
Census Tract	286300

Owner

Source: Bay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 E CODY ESTEY RD, PINCONNING, MI 48650-7936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 3, 2019	Loan Modification, Mortgage · Conventional Mortgage ELGA CU
May 17, 2019	Quit Claim Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 3, 2019
Transfer Doc	0000007198
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	May 12, 2026
Property Address	20 E CODY ESTEY RD, PINCONNING, MI 48650-7936
Document Number	0000006534
Instrument Date	May 5, 2026
Instrument	20266534
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 E CODY ESTEY RD, PINCONNING, MI 48650-7936

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY MI
Property Address	20 E CODY ESTEY RD, PINCONNING, MI 48650-7936
Document Number	0000007199
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E CODY ESTEY RD

Mortgage

Document Number	0000007199
Date	May 17, 2019
Instrument	7199

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2034

Interest

Rate Type	Fixed Rate
Rate	4.12%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	May 17, 2019
Property Address	20 E CODY ESTEY RD, PINCONNING, MI 48650-7936
Document Number	0000007198
Instrument Date	May 3, 2019
Instrument	7198
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E CODY ESTEY RD PINCONNING MI 486507936, PINCONNING, MI 48650-7936

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,845.00 (+17.89%) Homeowner's exemption	$98,900 (+21.2%)	$197,800 (+21.2%)
2023		$81,600	$163,200
2022	$1,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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