20 E Circle Dr, Liberty, TN 37095 Property Records

Cannon County property record for 20 E Circle Dr, Liberty, TN 37095

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,068 sqft · built 1984
Lot Size	0.284 acres (12,397 sqft)
Owner	Individual Name on Record
Last Sale	$66,400 (Jun 2020)
Tax Bill	$464 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`008010I A 01900`

Property Details

APN / Parcel Number

Primary APN	`008010I A 01900`
Alternative APNs	`010J A 01500 000` `010I A 01900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,397 sqft (0.284 acres)
Lot Dimensions	161 ft deep x 77 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft
Porch	Open Porch
Porch Area	78 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	010J A 01500 000
Street Address	20 E CIRCLE DR
City	LIBERTY
State	TN
Zip	37095-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10; SUBDIVISION: HILL VIEW
Legal Subdivision	HILL VIEW
Legal Lot Number	6
Jurisdiction	CANNON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	960100

Owner

Source: Cannon County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 E CIRCLE DR, LIBERTY, TN 37095-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit LIBERTY STATE BANK
Jun 2, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Nov 25, 2009 · Amount on Record
Deed Document Number	61636
Deed Book / Page	205 / 807
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANNON TN
Property Address	20 E CIRCLE DR, LIBERTY, TN 37095-9633
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	TRI STAR TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066002
Date	Aug 5, 2021
Book Page	222/524
Instrument	66002

Lender

Name	LIBERTY STATE BANK
Type	Bank
Address	SMITHVILLE, TN 37166

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CANNON TN
Recording Date	Jun 2, 2020
Property Address	20 E CIRCLE DR, LIBERTY, TN 37095-9633
Document Number	0000061636
Book / Page	000205 / 000807
Instrument Date	May 5, 2020
Instrument	61636
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$246.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E CIRCLE DR LIBERTY TN 370959633, LIBERTY, TN 37095-9633

Tax Assessment & Valuation

Source: Cannon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cannon County
Unified School District	Cannon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$464.00 (+13.73%)	$28,525 (+5.36%) Land $3,750 Building $24,775
2023		$27,075 Land $3,750 Building $23,325	$114,100 Land $15,000 Building $99,100
2022	$408.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2017–2024)
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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