Cayuga County and Moravia Town property record for 20 E Cayuga St, Moravia, NY 13118
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,404 sqft · built 1850 |
| Lot Size | 0.421 acres (18,349 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,980 (Sep 2009) |
| Tax Bill | $4,510 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 054201 210.10-2-9 |
| Primary APN | 054201 210.10-2-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,404 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| 2nd Floor Area | 1,184 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 18,349 sqft (0.421 acres) |
| Lot Dimensions | 219 ft deep x 83.5 ft wide |
| Porch | Slab |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39009160 |
|---|---|
| Street Address | 20 E CAYUGA ST |
| City | MORAVIA |
| State | NY |
| Zip | 13118-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | SURVEY @ DEED 749-224 |
| Legal Block | 2 |
| Legal Lot Number | 9.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | MORAVIA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 40800 |
Source: Cayuga County and Moravia Town records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 E CAYUGA ST, MORAVIA, NY 13118-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2009 · Amount on Record |
| Deed Sale | Sep 2, 2009 · Amount on Record |
| Prior Sale | Sep 2, 2009 · Amount on Record |
| Deed Book / Page | 1394 / 234 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 20 E CAYUGA ST, MORAVIA, NY 13118-9674 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004411/142 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 4411/142 |
| Instrument | 2023-225048 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Moravia Town |
| Municipality | Moravia Village |
| Unified School District | Moravia Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,510.00 (+4.57%) Homeowner's exemption | $172,600 (-) Land $26,100 Building $146,500 | $189,670 (+9.89%) Land $28,681 Building $160,989 |
| 2024 | $4,313.00 (+108.66%) | ||
| 2023 | $172,600 Land $26,100 Building $146,500 | $172,600 Land $26,100 Building $146,500 | |
| 2020 | $2,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 25 (1981–2021) |
| Claims Outside the SFHA | 8 of 25 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORAVIA VILLAGE serves 1,950 people · EPA ID NY0501720 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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