Oswego County and Oswego City property record for 20 E 6th St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,077 sqft · built 1880 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,000 (Oct 2022) |
| Tax Bill | $1,353 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.40-01-10 |
| Primary APN | 351200 128.40-01-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,077 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Upper Floors Area | 189 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 190 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3558 |
|---|---|
| Street Address | 20 E 6TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 21605 |
20 E 6th St is owned and occupied by an individual who bought it in October 2022.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 E 6TH ST, OSWEGO, NY 13126-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 6, 2022 | Warranty Deed, Transfer · FHA Mortgage PARAGON HOME LOANS INC |
| Apr 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2022 · Amount on File |
| Deed Sale | Oct 6, 2022 · Amount on File |
| Prior Sale | Apr 3, 2017 · Amount on File |
| Deed Document Number | 202210883 |
| Prior Transfer Date | Aug 8, 2011 |
| Prior Transfer Doc | 2011007254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 27, 2026 |
| Property Address | 20 E 6TH ST, OSWEGO, NY 13126-1142 |
| Document Number | 0000004417 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 20264417 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 20 E 6TH ST, OSWEGO, NY 13126-1142 |
| Document Number | 0000004417, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20264417 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Oct 6, 2022 |
| Property Address | 20 E 6TH ST, OSWEGO, NY 13126-1142 |
| Document Number | 0000000883 |
| Instrument Date | Aug 17, 2022 |
| Instrument | R-2022-010883 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VALLEY ANBSTRACT AMY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 326 CEMETERY RD, 326, OSWEGO, NY 13126-6056 |
| Name | Verified Name |
|---|---|
| Address | 5568 STATE ROUTE 104, OSWEGO, NY 13126-6115 |
| Document Number | 0000000884 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | R-2022-010884 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Apr 3, 2017 |
| Property Address | 20 E 6TH ST, OSWEGO, NY 13126-1142 |
| Document Number | 0000002947 |
| Instrument Date | Mar 20, 2017 |
| Instrument | R-2017-002947 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 549 WINTHROP CENTER RD, 549, WINTHROP, ME 04364-3548 |
| Name | Verified Name |
|---|---|
| Address | 210 E FALLS ST, ITHACA, NY 14850-3704 |
| Document Number | 0000002948 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | R-2017-002948 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2032 |
The 2026 property tax bill for 20 E 6th St was $1,353, down 1.1% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,353.00 (-1.1%) | ||
| 2025 | $1,368.00 | $73,000 Land $14,000 Building $59,000 | $73,000 Land $14,000 Building $59,000 |
| 2023 | $48,000 Land $7,400 Building $40,600 | $57,831 Land $8,916 Building $48,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 E 6th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 E 6th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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