Chatham County property record for 20 E 40th St, Savannah, GA 31401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,339 sqft · built 1890 |
| Lot Size | 0.065 acres (2,849 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Apr 2022) |
| Tax Bill | $5,996 (2025) |
| Deeds & Mortgages | Mar 2005 Mortgage Apr 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0065-39-009 |
| Primary APN | 2-0065-39-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,339 sqft Living Area |
| 1st Floor Area | 1,371 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,849 sqft (0.065 acres) |
| Lot Dimensions | 95 ft deep x 30 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 180 sqft |
| Patio Area | 276 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 20 E 40TH ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31401-9380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC |
| Legal Description | LOT 9 WADLEY WARD PRB 27P 45 |
| Legal Subdivision | SISTER COURT |
| Legal Lot Number | 9 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 11400 |
Source: Chatham County records · APN 2-0065-39-009
Assessment roll updated September 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 18 E 40TH ST, SAVANNAH, GA 31401-9383 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 16, 2005 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST MORTGAGE INC |
| Apr 14, 2022 | Limited Warranty Deed, Transfer · Commercial Mortgage WILSON ORREN L |
| Apr 14, 2022 | Warranty Deed, Transfer |
| Dec 30, 2019 | Warranty Deed, Transfer |
| Feb 02, 2007 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Apr 18, 2022 |
| Deed Document Number | 20224423 |
| Deed Book / Page | 2774 / 565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 20 E 40TH ST, SAVANNAH, GA 31401-9380 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00284Q0138 |
|---|---|
| Date | Mar 16, 2005 |
| Book Page | 284Q/138 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Apr 01, 2010 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 11% |
| Index | 1-Year LIBOR |
| Max Rate | 11% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Apr 14, 2022 |
| Property Address | 20 E 40TH ST, SAVANNAH, GA 31401-9380 |
| Document Number | 0027740565 |
| Book / Page | 2774 / 565 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022-004423 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 E 40TH ST, SAVANNAH, GA 31401-9383 |
| Document Number | 0027740566 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 0000002774/0000000566 |
| Name | WILSON ORREN L |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 01, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Apr 14, 2022 |
| Property Address | 20 E 40TH ST, SAVANNAH, GA 31401-9380 |
| Document Number | 0027740564 |
| Book / Page | 2774 / 564 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022-004422 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 PELICAN PT, BLOOMINGDALE, GA 31302-4027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Dec 30, 2019 |
| Property Address | 20 E 40TH ST, SAVANNAH, GA 31401-9380 |
| Document Number | 0018110153 |
| Book / Page | 1811 / 153 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 2019-013577 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 E 40TH ST, SAVANNAH, GA 31401-9383 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Feb 02, 2007 |
| Property Address | 20 E 40TH ST, SAVANNAH, GA 31401-9380 |
| Document Number | 00320M0723 |
| Book / Page | 320M / 723 |
| Instrument Date | Feb 02, 2007 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 10003, SAVANNAH, GA 31412-0203 |
Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,996.00 (+30.75%) | $209,600 (+39.58%) Land $50,000 Building $159,600 | $524,000 (+39.58%) Land $125,000 Building $399,000 |
| 2023 | $150,160 (+35.57%) Land $50,000 Building $100,160 | $375,400 (+35.57%) Land $125,000 Building $250,400 | |
| 2022 | $4,586.00 | $110,760 Land $32,000 Building $78,760 | $276,900 Land $80,000 Building $196,900 |
Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2002 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Delta Communications, Seimitsu, Verizon.
Based on FCC filings for 698 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAVANNAH-MAIN serves 168,958 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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