Passaic County and Wayne Township property record for 20 Dwight St, Wayne, NJ 07470 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Split Level |
| Year Built | Built 1983 |
| Square Footage | 2,607 sqft Living Area |
| Lot Size | 19,384 sqft (0.445 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,070,000 (2026) |
| Tax Bill | $17,148.00 (2025) |
| Primary APN | 14-01805-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,607 sqft Living Area |
|---|
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level Style |
| Lot Area | 19,384 sqft (0.445 acres) |
| Old Parcel Number | 1400478G00008 |
|---|---|
| Street Address | 20 DWIGHT ST |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2980 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1805 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records · APN 14-01805-0000-00008
Assessment roll updated July 8, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 DWIGHT ST, WAYNE, NJ 07470-2980 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Nov 01, 2023 | Deed of Trust, Mortgage GREATER NEWARK ENTERPRISES CORPORATION |
| Jan 25, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Deed Doc Number | 202625048 |
| Deed Book / Page | 5131 / 176 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 21, 2026 |
| Property Address | 20 DWIGHT ST, WAYNE, NJ 07470-2980 |
| Document Number | 0000025048 |
| Book / Page | 5131 / 176 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202625048 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,070.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 DWIGHT ST, WAYNE, NJ 07470-2980 |
| Document Number | 0000025049, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202625049 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 DWIGHT ST, WAYNE, NJ 07470-2980 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 DWIGHT ST, WAYNE, NJ 07470-2980 |
| Document Number | 0000035088 |
|---|---|
| Date | Nov 01, 2023 |
| Book Page | M18687/298 |
| Instrument | 2023035088 |
| Name | GREATER NEWARK ENTERPRISES CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWARK, NJ 07103 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 DWIGHT ST, WAYNE, NJ 07470-2980 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000005387 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | M17757/79 |
| Instrument | 2022005387 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,900 (-) Land $136,800 Building $149,100 | $285,900 (-) Land $136,800 Building $149,100 | |
| 2025 | $17,148.00 (+0.87%) | $285,900 (-) Land $136,800 Building $149,100 | $285,900 (-) Land $136,800 Building $149,100 |
| 2024 | $17,000.00 (+5.17%) | ||
| 2023 | $285,900 Land $136,800 Building $149,100 | $285,900 Land $136,800 Building $149,100 | |
| 2022 | $16,164.00 |
20 Dwight St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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