20 Durham Ct, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 20 Durham Ct, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,909 sqft · built 1978
Lot Size	0.211 acres (9,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Jan 2024)
Tax Bill	$189 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2023 Sale & Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-7978-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-7978-9`
Alternative APNs	`12-28-15-96961-000-1650` `281512969610001650` `152812969610001650` `R129161`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,909 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,909 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,174 sqft (0.211 acres)
Lot Dimensions	124 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R129161
Street Address	20 DURHAM CT
City	PALM HARBOR
State	FL
Zip	34683-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WEXFORD LEAS UNIT 1 LOT 165
Legal Range	15E
Legal Township	28S
Legal Section	12
Legal Subdivision	WEXFORD LEAS UNIT 1
Legal Tract	96961
Legal Lot Number	165
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3010
Census Tract	27208

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 DURHAM CT, PALM HARBOR, FL 34683-6107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer · VA Mortgage HOMETOWN EQUITY MORTGAGE
Aug 16, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage EASY STREET CAPITAL LLC
Mar 10, 2023	Deed, Transfer ACCOMODATION, ACCOMMODATION
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2024 · Amount on Record
Deed Sale	Jan 25, 2024 · Amount on Record
Prior Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	202419872
Deed Book / Page	22687 / 656
Prior Transfer Date	Feb 26, 2008
Prior Transfer Doc	0162812100
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 25, 2024
Property Address	20 DURHAM CT, PALM HARBOR, FL 34683-6107
Document Number	0226870656
Book / Page	22687 / 656
Map Reference	MB 72 PG 63&64
Instrument Date	Jan 19, 2024
Instrument	2024019872
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31515 US HIGHWAY 19 N, PALM HARBOR, FL 34684-3724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DURHAM CT, PALM HARBOR, FL 34683-6107

Mortgage

Document Number	0022687658
Date	Jan 25, 2024
Instrument	22687/658

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 16, 2023
Property Address	20 DURHAM CT, PALM HARBOR, FL 34683-6107
Document Number	0225370066
Book / Page	22537 / 66
Map Reference	MB 72 PG 63&64
Instrument Date	Aug 4, 2023
Instrument	2023212852
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	TITLE NOW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2847 SHEFFIELD DR, EASTON, PA 18040-8635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31515 US HIGHWAY 19 N, PALM HARBOR, FL 34684-3724

Mortgage

Document Number	0225370068
Date	Aug 16, 2023
Book Page	22537/68
Instrument	2023212853

Lender

Name	EASY STREET CAPITAL LLC
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Mar 1, 2024

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 10, 2023
Property Address	20 DURHAM CT, PALM HARBOR, FL 34683-6107
Document Number	0223701741
Book / Page	22370 / 1741
Map Reference	MB 72 PG 63&64
Instrument Date	Feb 20, 2023
Instrument	2023062779
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2847 SHEFFIELD DR, EASTON, PA 18040-8635

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	20 DURHAM CT, PALM HARBOR, FL 34683-6107
Document Number	0196412624
Book / Page	019641 / 002624
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DURHAM CT PALM HARBOR FL 346836107, PALM HARBOR, FL 34683-6107

Mortgage

Document Number	0196412624
Date	May 24, 2017
Book Page	019641/002624
Instrument	162601

Lender

Name	MISCELLANEOUS INS CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$189.00 (-97.44%) Veteran's exemption	$418,353 (+22.35%) Land $135,953 Building $282,400	$418,353 (+22.35%) Land $135,953 Building $282,400
2024	$7,396.00 (+16.9%)
2023	$6,327.00 (+5.64%)	$341,926 (+6.37%)	$341,926 (+6.37%) Land $158,164 Building $183,762
2022	$5,989.00	$321,452	$321,452 Land $175,181 Building $146,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	5 (2001–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Durham Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures