20 Dunster Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 20 Dunster Dr, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,821 sqft · built 1977
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$441,000 (Nov 2004)
Tax Bill	$14,176 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-5 000050`

Property Details

APN / Parcel Number

Primary APN	`R-5 000050`
Alternative APNs	`STOW M:000R-5 P:050` `M:000R=5 P:050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,821 sqft Living Area
Gross Area	3,977 sqft
1st Floor Area	1,612 sqft
Basement Area	1,612 sqft
Unfinished Basement	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,844 sqft (1.81 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-5 000050
Street Address	20 DUNSTER DR
City	STOW
State	MA
Zip	01775-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3011
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 DUNSTER DR, STOW, MA 01775-1072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 16, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 8, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2004 · Amount on Record
Deed Sale	Nov 30, 2004 · Amount on Record
Prior Sale	Mar 18, 1997 · Amount on Record
Deed Document Number	2004300323
Deed Book / Page	44199 / 367
Last Transfer Date	Jan 24, 2022
Transfer Doc	079657-587
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jul 17, 2026
Property Address	20 DUNSTER DR, STOW, MA 01775-1072
Document Number	0000088825
Book / Page	85893 / 95
Instrument Date	Jun 17, 2026
Instrument	202688825
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20 DUNSTER DR, STOW, MA 01775-1072

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jul 16, 2026
Property Address	20 DUNSTER DR, STOW, MA 01775-1072
Document Number	0000088199
Book / Page	85887 / 409
Instrument Date	Jun 17, 2026
Instrument	202688199
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 DUNSTER DR, STOW, MA 01775-1072

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Feb 8, 2022
Property Address	20 DUNSTER DR, STOW, MA 01775-1072
Document Number	079657-587
Book / Page	79657 / 587
Instrument Date	Jan 24, 2022
Instrument	21114
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DUNSTER DR, STOW, MA 01775-1072

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	20 DUNSTER DR, STOW, MA 01775-1072
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077956-95
Date	Jun 7, 2021
Book Page	77956/95
Instrument	128405

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,176.00 (+19.4%)	$793,300 (+16.39%) Land $429,300 Building $364,000	$802,809 (+8.52%)
2025	$11,873.00 (-6.18%)	$681,600 (-8.6%) Land $372,000 Building $309,600	$739,765
2024	$12,655.00 (+1.74%)	$745,700 (+8.69%) Land $408,700 Building $337,000
2023	$12,439.00	$686,100 Land $365,700 Building $320,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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