20 Duncan St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 20 Duncan St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,946 sqft · built 1910
Lot Size	0.141 acres (6,135 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jul 2007)
Tax Bill	$4,273 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`471-00062`

Property Details

APN / Parcel Number

Primary APN	`471-00062`
Alternative APN	`CHIC M:0471 P:00062`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
Gross Area	3,923 sqft
1st Floor Area	982 sqft
Attic	Attic
Attic Area	874 sqft
Basement Area	874 sqft
Unfinished Basement	874 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,135 sqft (0.141 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	471-00062
Street Address	20 DUNCAN ST
City	CHICOPEE
State	MA
Zip	01013-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3000
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 272, CHICOPEE, MA 01021-0272
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM CREDIT UNION
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2007 · Amount on Record
Deed Sale	Jul 12, 2007 · Amount on Record
Prior Sale	Feb 3, 1994 · Amount on Record
Deed Document Number	2007144837
Deed Book / Page	16805 / 100
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jul 6, 2026
Property Address	20 DUNCAN ST, CHICOPEE, MA 01013-2008
Document Number	0000031157
Book / Page	26404 / 439
Instrument Date	Jun 29, 2026
Instrument	202631157
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DUNCAN ST, CHICOPEE, MA 01013-2008

Mortgage

Document Number	0000031157,
Date	Jul 6, 2026
Book Page	26404/439
Instrument	202631157

Lender

Name	FREEDOM CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.53%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	20 DUNCAN ST, CHICOPEE, MA 01013-2008
Document Number	21904-158
Book / Page	021904 / 000158
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21904-158
Date	Oct 17, 2017
Book Page	021904/000158
Instrument	61201

Lender

Name	FREEDOM CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 16, 2027

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,273.00 (+4.32%)	$280,400 (+3.77%) Land $87,900 Building $192,500	$305,689 (-10.09%)
2025	$4,096.00 (+5.51%)	$270,200 (+2.74%) Land $81,900 Building $188,300	$340,005
2024	$3,882.00 (+6.62%)	$263,000 (+9.45%) Land $80,300 Building $182,700
2023	$3,641.00	$240,300 Land $73,000 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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