Albany County and Colonie Town property record for 20 Dowling Rd, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,480 sqft · built 1993 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Sep 2017) |
| Tax Bill | $4,824 (2026) |
| Deeds & Mortgages | Jul 2024 Transfer Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 54.5-4-84 |
| Primary APN | 012689 54.5-4-84 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05400500040840000000 |
|---|---|
| Street Address | 20 DOWLING RD |
| City | ALBANY |
| State | NY |
| Zip | 12205-1940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Subdivision | DOWLING ROAD NORTH |
| Legal Block | 4 |
| Legal Lot Number | 84.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 13709 |
20 Dowling Rd is owned and occupied by two individuals who bought it in September 2017.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 DOWLING RD, ALBANY, NY 12205-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2024 | Intrafamily Transfer, Transfer |
| Mar 27, 2018 | Warranty Deed, Transfer · Conventional with PMI KEYBANK USA |
| Sep 27, 2017 | Foreclosure, Transfer WEBTITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on File |
| Deed Sale | Sep 27, 2017 · Amount on File |
| Prior Sale | Dec 24, 2007 |
| Deed Document Number | 201723160 |
| Prior Transfer Date | Aug 28, 2017 |
| Prior Transfer Doc | 0000003160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 19, 2024 |
| Property Address | 20 DOWLING RD, ALBANY, NY 12205-1940 |
| Document Number | 0000001776 |
| Map Reference | MAP 6475 DR 172 |
| Instrument Date | Jun 20, 2024 |
| Instrument | R2024-11776 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 TRADITIONAL LN, LOUDONVILLE, NY 12211-1948 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 20 DOWLING RD, ALBANY, NY 12205-1940 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 27, 2018 |
| Property Address | 20 DOWLING RD, ALBANY, NY 12205-1940 |
| Document Number | 0000006693 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 6693 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11B OLD HICKORY DR #2 ALBANY NY 122041130, 2, ALBANY, NY 12204-1130 |
| Document Number | 6694 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 6694 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 27, 2017 |
| Property Address | 20 DOWLING RD, ALBANY, NY 12205-1940 |
| Document Number | 0000023160 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 23160 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2021 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $544.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1403 3RD AVE WATERVLIET NY 121892702, WATERVLIET, NY 12189-2702 |
The 2026 property tax bill for 20 Dowling Rd was $4,824, down 4.1% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,824.00 (-4.08%) | ||
| 2025 | $5,029.00 | $106,000 Land $26,500 Building $79,500 | $242,600 Land $60,650 Building $181,950 |
| 2023 | $106,000 (-) Land $26,500 Building $79,500 | $207,800 (+9.29%) Land $51,950 Building $155,850 | |
| 2022 | $106,000 Land $26,500 Building $79,500 | $190,135 Land $47,534 Building $142,601 | |
| 2021 | $4,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Dowling Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Dowling Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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