Middlesex County and Lowell City property record for 20 Douglas Ter, Lowell, MA 01852 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,401 sqft · built 1955 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,000 (Nov 2022) |
| Tax Bill | $5,413 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L07440 |
| Primary APN | L07440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,401 sqft Living Area |
| Gross Area | 2,575 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 456 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | L07440 |
|---|---|
| Street Address | 20 DOUGLAS TER |
| City | LOWELL |
| State | MA |
| Zip | 01852-4327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1845 |
| Legal Lot Number | 20 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 312502 |
Source: Middlesex County and Lowell City records · APN L07440
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 DOUGLAS TER, LOWELL, MA 01852-4327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 14, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TEWKSBURY CREDIT UNION |
| Nov 22, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| May 02, 2022 | Personal Representative Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Jul 31, 1996 · Amount on Record |
| Deed Book / Page | 37527 / 12 |
| Prior Transfer Date | Apr 19, 2022 |
| Prior Transfer Doc | 0037028-11 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 20 DOUGLAS TER, LOWELL, MA 01852-4327 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0038686-33 |
|---|---|
| Date | Aug 14, 2024 |
| Book Page | 38686/33 |
| Instrument | 24433 |
| Name | TEWKSBURY CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 22, 2022 |
| Property Address | 20 DOUGLAS TER, LOWELL, MA 01852-4327 |
| Document Number | 0037527-12 |
| Book / Page | 37527 / 12 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 47674 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 DOUGLAS TER, LOWELL, MA 01852-4327 |
| Document Number | 0000047675 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 47675 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 02, 2022 |
| Property Address | 20 DOUGLAS TER, LOWELL, MA 01852-4327 |
| Document Number | 0037028-11 |
| Book / Page | 37028 / 11 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 18833 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 DOUGLAS TER, LOWELL, MA 01852-4327 |
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,413.00 (+6.79%) | $471,500 (+10.78%) Land $242,500 Building $229,000 | $541,120 (+14.13%) |
| 2024 | $5,069.00 (+3.87%) | $425,600 (+8.32%) Land $218,300 Building $207,300 | $474,145 |
| 2023 | $4,880.00 | $392,900 Land $189,800 Building $203,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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