Middlesex County and Dracut Town property record for 20 Douglas Rd, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,494 sqft · built 1986 |
| Lot Size | 0.918 acres (39,995 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Apr 2013) |
| Tax Bill | $6,608 (2026) |
| Deeds & Mortgages | May 2022 Refinance Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:22 B:14 L:30 |
| Primary APN | DRAC M:22 B:14 L:30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,494 sqft Living Area |
| Gross Area | 4,432 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,995 sqft (0.918 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 935623 |
|---|---|
| Street Address | 20 DOUGLAS RD |
| City | DRACUT |
| State | MA |
| Zip | 01826-4247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 14 |
| Legal Lot Number | 30 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 314302 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 DOUGLAS RD, DRACUT, MA 01826-4247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Aug 15, 2019 | Deed of Trust, Mortgage · Balloon Mortgage US BANK NA |
| Jul 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2013 · Amount on Record |
| Deed Sale | Apr 26, 2013 · Amount on Record |
| Prior Sale | Apr 21, 1989 · Amount on Record |
| Deed Book / Page | 27216 / 54 |
| Transfer Doc | 27216-54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 20 DOUGLAS RD, DRACUT, MA 01826-4247 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037044-279 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 37044/279 |
| Instrument | 19754 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 20 DOUGLAS RD, DRACUT, MA 01826-4247 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33251-231 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 33251/231 |
| Instrument | 34035 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 20 DOUGLAS RD, DRACUT, MA 01826-4247 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34321-13 |
|---|---|
| Date | Jul 3, 2020 |
| Book Page | 34321/13 |
| Instrument | 29877 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,608.00 (+2.59%) | $683,400 (+7.37%) Land $274,300 Building $409,100 | $553,945 (-) |
| 2025 | $6,441.00 (+0.5%) | $636,500 (+3.78%) Land $251,600 Building $384,900 | $553,945 (-9.2%) |
| 2024 | $6,409.00 (-0.31%) | $613,300 (+10.46%) Land $239,700 Building $373,600 | $610,090 |
| 2023 | $6,429.00 | $555,200 Land $208,500 Building $346,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2001–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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