20 Detsi Cir, Arab, AL 35016 Property Records

Marshall County property record for 20 Detsi Cir, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,430 sqft · built 2009
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Apr 2016)
Tax Bill	$570 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03-08-0-000-011.107`

Property Details

APN / Parcel Number

Primary APN	`14-03-08-0-000-011.107`
Alternative APN	`155568`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	155568
Street Address	20 DETSI CIR
City	ARAB
State	AL
Zip	35016-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 WALLEY EST 4TH ADD PB 8 PG 307 CONT .37 ACD 104-435 175-342
Legal Range	2E
Legal Township	8S
Legal Section	08
Legal Subdivision	WALLEY EST
Legal Lot Number	15
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	1
Census Block	1010
Census Tract	30501

Owner

Source: Marshall County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 DETSI CIR, ARAB, AL 35016-6601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2016 · Amount on Record
Deed Sale	Apr 12, 2016 · Amount on Record
Prior Sale	Jun 17, 2014 · Amount on Record
Deed Document Number	20163142374
Deed Book / Page	5683 / 42
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	20 DETSI CIR, ARAB, AL 35016-6601
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003234269
Date	Sep 27, 2021
Book Page	6653/181
Instrument	3234269

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$570.00 (+7.75%)	$15,540 (-) Land $1,320 Building $14,220	$166,100 (+6.89%) Land $14,400 Building $151,700
2023	$529.00 (+14.25%)	$15,540 (+12.94%) Land $1,320 Building $14,220	$155,400 (+12.94%) Land $13,200 Building $142,200
2021	$463.00 Homeowner's exemption	$13,760	$137,600 Land $12,000 Building $125,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GROVE UTILITY BOARD serves 3,072 people · EPA ID AL0000951
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Detsi Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures