20 Derringer Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 20 Derringer Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,561 sqft · built 1992
Lot Size	0.204 acres (8,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Aug 2024)
Tax Bill	$13,241 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-20-00023`

Property Details

APN / Parcel Number

Primary APN	`21-00084-20-00023`
Alternative APNs	`2100084002000023` `22011023`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,561 sqft Living Area
1st Floor Area	1,521 sqft
Upper Floors Area	1,040 sqft
Basement Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,882 sqft (0.204 acres)
Lot Dimensions	107 ft deep x 83 ft wide
Pool Area	448 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	22011023
Street Address	20 DERRINGER DR
City	HOWELL
State	NJ
Zip	07731-2963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	HILLTOP XING
Legal Block	84.20
Legal Lot Number	23
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3004
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 DERRINGER DR, HOWELL, NJ 07731-2963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed, Transfer · Conventional Mortgage AFFINITY FCU
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Jan 19, 2023 · Amount on Record
Deed Document Number	202457356
Deed Book / Page	9700 / 9537
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 19, 2023
Property Address	20 DERRINGER DR, HOWELL, NJ 07731-2963
Document Number	0096313261
Book / Page	9631 / 3261
Instrument Date	Jan 9, 2023
Instrument	2023004421
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	MAJESTIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,086.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 DERRINGER DR, HOWELL, NJ 07731-2963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DERRINGER DR, HOWELL, NJ 07731-2963

Mortgage

Document Number	2023004422
Date	Jan 19, 2023
Instrument	2023004422

Lender

Name	AFFINITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2038
Change Frequency	10 Years
Min Rate At Change	2.25%
Index	10-Year TN
Max Rate	10.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 DERRINGER DR, HOWELL, NJ 07731-2963
Document Number	0000011268
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 DERRINGER DR HOWELL NJ 077312963, HOWELL, NJ 07731-2963

Mortgage

Document Number	0000011268
Date	Jan 21, 2021
Book Page	009475/001325
Instrument	11268

Lender

Name	MR COOPER
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2036

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,700 (+4.46%) Land $338,700 Building $465,000	$803,700 (+4.46%) Land $338,700 Building $465,000
2025	$13,241.00 (+7.95%)	$769,400 (+16.95%) Land $308,700 Building $460,700	$769,400 (+16.95%) Land $308,700 Building $460,700
2024	$12,266.00 (+6%)
2023		$657,900 Land $228,700 Building $429,200	$657,900 Land $228,700 Building $429,200
2022	$11,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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